New York

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20-Year Home Equity Loan Rates

Compare 20-Year Home Equity Loan rates from lenders in New York with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

 

New York 20-Year Home Equity Loan

Lender APR (%)? Monthly Payment?
First National Bank of Scotia
Updated 2025-04-03 / NMLS ID: 486335
See Table
7.375 %
$798

| Apr 20, 2022

general admiral

Glens Falls National B&T Co.
Updated 2025-04-03 / NMLS ID: 473214
See Table
8.240 %
$852
Five Star Bank
Updated 2025-04-03 / NMLS ID: 408838
See Table
9.375 %
$924
Hudson Valley FCU
Updated 2025-04-03 / NMLS ID: 411348
See Table
8.500 %
$868
KeyBank - Syracuse
Updated 2025-04-03 / NMLS ID: 399797
See Table
14.692 %
$1,291
Trustco Bank
Updated 2025-04-03 / NMLS ID: 474376
See Table
7.365 %
$798
TD Bank
Updated 2025-04-03 / NMLS ID: 399800
See Table
8.740 %
$884
Teachers FCU
Updated 2025-04-03 / NMLS ID: 401530
See Table
9.500 %
$933
Navy FCU
Updated 2025-04-03 / NMLS ID: 399807
See Table
8.600 %
$875
Northwest Bank
Updated 2025-04-03 / NMLS ID: 419814
See Table
7.000 %
$776
Pioneer Bank
Updated 2025-04-03 / NMLS ID: 612446
See Table
7.750 %
$821
AmeriCU Credit Union
Updated 2025-04-03 / NMLS ID: 412492
See Table
9.240 %
$916
Sunmark FCU
Updated 2025-04-03 / NMLS ID: 509402
See Table
8.100 %
$843
ESL FCU
Updated 2025-04-03 / NMLS ID: 423578
See Table
8.950 %
$897

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Trustco Bank
Updated 10/06/2022
See Table
5.500 % $687.89

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New York for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.