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15-Year Home Equity Loan

New Hampshire 15-Year Home Equity Loan Rates

Compare 15-Year Home Equity Loan rates from lenders in New Hampshire with a loan amount of $ 100,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.

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New Hampshire 15-Year Home Equity Loan

March 25, 2025
Average Rate: 8.41%

Advertiser Disclosure

Lender	APR (%)^?	Monthly Payment^?
AmeriSave Mortgage Corporation / NMLS ID: 1168	Home Equity Loans & Refinance – Cash out		Learn More Add Review
Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business More Info
• Home Equity Loans & Refinance – Cash out • Customized rate quote with no impact to credit • Low Rates, Quick Approvals, Wide Range of Products • Over 100 Billion Funded. 22 Years in Business
Spring EQ / NMLS ID: 1464945	The leader for homeowners tapping cash from their homes since 2016.		Learn More Add Review
Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). More Info
About Spring EQ’s Rates and Terms Spring EQ LLC NMLS ID #1464945 (nmlsconsumeracces.org). No prepayment penalty. No need to refinance your first mortgage. Closed-end fixed rate loans and fixed and adjustable rate HELOC options are available. Spring EQ is an Equal Housing Lender. These results are for informational purposes only. This offer is an invitation to apply for an offer for credit or a loan and should not be construed as an indication of eligibility or a binding underwriting decision. Rates are subject to change based on market conditions and the entries of your specific application. All loans are subject to $995 origination fee and annual fee of $99 (except in certain states, where fees may be lower or not applicable), plus third-party fees. Monthly payment shown reflects monthly principal and interest amortized over the term of the loan based on the initial draw amount. Spring EQ applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Any pre-qualification or result is in no way a pre-approval, indication of eligibility, or binding underwriting decision. All borrowers are required to meet Spring EQ's current underwriting guidelines including verifications of applicant’s credit profile and property value, $25,000 initial draw requirement OR 75% of the line amount (whichever is greater), a FICO score of 640 or greater, and a debt-to-income ratio of less than 50%. Actual rate and APR for qualified borrowers will be determined by a combination of factors, including their creditworthiness as determined by a single credit bureau pull, loan amount requested, property value, and more. In addition to these, other factors specific to applicants' profile and Spring EQ's Underwriting Guidelines may impact rate and eligibility. Offers subject to origination fees based on loan type and property state.
New American Funding, LLC / NMLS ID: 6606	Cash-Out and Home Equity Options Available.		Learn More Add Review
Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available More Info
Cash-Out and Home Equity Options Available.
Figure Home Equity Line Equal Housing Lender / NMLS ID: 1717824	HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.		Learn More Add Review
Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
Kennebunk Savings Bank Updated 2025-03-25 / NMLS ID: 407721 See Table	7.250 %	$913	Add Review
Holy Rosary CU Updated 2025-03-25 / NMLS ID: 740044 See Table	6.990 %	$899	Add Review
Northway Bank Updated 2025-03-24 / NMLS ID: 405698 See Table	8.500 %	$985	Add Review
TD Bank Updated 2025-03-25 / NMLS ID: 399800 See Table	8.090 %	$961	Add Review
Navy FCU Updated 2025-03-25 / NMLS ID: 399807 See Table	7.950 %	$953	Add Review
DCU Updated 2025-03-25 / NMLS ID: 466914 See Table	7.740 %	$941	Add Review
Northeast CU Updated 2025-03-25 / NMLS ID: 784812 See Table	7.490 %	$927	Add Review
Service Credit Union Updated 2025-03-25 / NMLS ID: 491588 See Table	6.875 %	$892	Add Review
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Salem Co-operative Bank Updated 08/23/2019 See Table	4.500 %	$764.99	Learn MoreShow Less Get Home Equity Offers
Northway Bank Updated 08/23/2019 See Table	5.000 %	$790.79	Learn MoreShow Less Get Home Equity Offers
Bank Of New Hampshire Updated 06/25/2019 See Table	5.080 %	$794.97	Learn MoreShow Less Get Home Equity Offers
Meredith Village Savings Bank Updated 06/25/2019 See Table	5.250 %	$803.88	Learn MoreShow Less Get Home Equity Offers
Franklin Savings Bank Updated 08/07/2019 See Table	5.250 %	$803.88	Learn MoreShow Less Get Home Equity Offers
Merrimack County Savings Bank Updated 06/25/2019 See Table	5.250 %	$803.88	Learn MoreShow Less Get Home Equity Offers
Piscataqua Savings Bank Updated 08/23/2019 See Table	5.380 %	$810.73	Learn MoreShow Less Get Home Equity Offers
Service Credit Union Updated 08/27/2019 Restrictions See Table	5.630 %	$824.00	Learn MoreShow Less Get Home Equity Offers
Citibank, National Association Updated 10/10/2022 See Table	5.820 %	$834.16	Learn MoreShow Less Get Home Equity Offers
First Seacoast Bank Updated 08/23/2019 See Table	6.250 %	$857.42	Learn MoreShow Less Get Home Equity Offers
Atlanta Postal Credit Union Updated 08/27/2019 Restrictions See Table	6.250 %	$857.42	Learn MoreShow Less Get Home Equity Offers
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions See Table	6.350 %	$862.88	Learn MoreShow Less Get Home Equity Offers
Td Bank, National Association Updated 10/10/2022 See Table	6.890 %	$892.69	Learn MoreShow Less Get Home Equity Offers
Citizens Equity First Credit Union Updated 08/27/2019 Restrictions See Table	6.990 %	$898.27	Learn MoreShow Less Get Home Equity Offers
Mascoma Bank Updated 05/05/2023 See Table	6.995 %	$898.55	Learn MoreShow Less Get Home Equity Offers
Harborone Bank Updated 04/21/2023 See Table	8.750 %	$999.45	Learn MoreShow Less Get Home Equity Offers
Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $100,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New Hampshire for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $100,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.

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New Hampshire 15-Year Home Equity Loan Rates

New Hampshire 15-Year Home Equity Loan

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