Home Equity Line of Credit product from Cathay Bank - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the line of credit from Cathay Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the line of credit.

Home Equity product from Cathay Bank

Interest Type: Adjustable
Term: 30 Years
Interest Rate: 4.250%
Rate change (per year): 0.1%

Monthly Payment: Year 1: $1,107.73, Year 2: $1,133.20, Year 3: $1,158.66, Year 4: $1,184.13, Year 5: $1,209.59, Year 6: $1,235.06, Year 7: $1,260.52, Year 8: $1,285.99, Year 9: $1,311.45, Year 10: $1,336.92, Year 11: $1,362.38, Year 12: $1,387.85, Year 13: $1,413.31, Year 14: $1,438.78, Year 15: $1,464.24, Year 16: $1,489.71, Year 17: $1,515.17, Year 18: $1,540.64, Year 19: $1,566.11, Year 20: $1,591.57, Year 21: $1,617.04, Year 22: $1,642.50, Year 23: $1,667.97, Year 24: $1,693.43, Year 25: $1,718.90, Year 26: $1,744.36, Year 27: $1,769.83, Year 28: $1,795.29, Year 29: $1,820.76, Year 30: $1,846.22,
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
04/29/2025 $220,000.00 $1,107.73 $797.50 $310.23
05/29/2025 $219,689.77 $1,107.73 $797.50 $310.23
06/29/2025 $219,378.41 $1,107.73 $796.38 $311.36
07/29/2025 $219,065.92 $1,107.73 $795.25 $312.49
08/29/2025 $218,752.30 $1,107.73 $794.11 $313.62
09/29/2025 $218,437.55 $1,107.73 $792.98 $314.76
10/29/2025 $218,121.65 $1,107.73 $791.84 $315.90
11/29/2025 $217,804.61 $1,107.73 $790.69 $317.04
12/29/2025 $217,486.42 $1,107.73 $789.54 $318.19
01/29/2026 $217,167.07 $1,107.73 $788.39 $319.34
03/01/2026 $216,846.57 $1,107.73 $787.23 $320.50
04/01/2026 $216,524.91 $1,107.73 $786.07 $321.66
05/01/2026 $216,194.66 $1,133.20 $802.95 $330.25
06/01/2026 $215,863.18 $1,133.20 $801.72 $331.48
07/01/2026 $215,530.48 $1,133.20 $800.49 $332.71
08/01/2026 $215,196.54 $1,133.20 $799.26 $333.94
09/01/2026 $214,861.36 $1,133.20 $798.02 $335.18
10/01/2026 $214,524.94 $1,133.20 $796.78 $336.42
11/01/2026 $214,187.27 $1,133.20 $795.53 $337.67
12/01/2026 $213,848.35 $1,133.20 $794.28 $338.92
01/01/2027 $213,508.17 $1,133.20 $793.02 $340.18
02/01/2027 $213,166.73 $1,133.20 $791.76 $341.44
03/01/2027 $212,824.03 $1,133.20 $790.49 $342.70
04/01/2027 $212,480.05 $1,133.20 $789.22 $343.98
05/01/2027 $212,127.04 $1,158.66 $805.65 $353.01
06/01/2027 $211,772.70 $1,158.66 $804.32 $354.35
07/01/2027 $211,417.00 $1,158.66 $802.97 $355.69
08/01/2027 $211,059.96 $1,158.66 $801.62 $357.04
09/01/2027 $210,701.57 $1,158.66 $800.27 $358.39
10/01/2027 $210,341.82 $1,158.66 $798.91 $359.75
11/01/2027 $209,980.70 $1,158.66 $797.55 $361.12
12/01/2027 $209,618.21 $1,158.66 $796.18 $362.49
01/01/2028 $209,254.35 $1,158.66 $794.80 $363.86
02/01/2028 $208,889.11 $1,158.66 $793.42 $365.24
03/01/2028 $208,522.49 $1,158.66 $792.04 $366.63
04/01/2028 $208,154.47 $1,158.66 $790.65 $368.02
05/01/2028 $207,776.94 $1,184.13 $806.60 $377.53
06/01/2028 $207,397.95 $1,184.13 $805.14 $378.99
07/01/2028 $207,017.49 $1,184.13 $803.67 $380.46
08/01/2028 $206,635.55 $1,184.13 $802.19 $381.94
09/01/2028 $206,252.14 $1,184.13 $800.71 $383.42
10/01/2028 $205,867.24 $1,184.13 $799.23 $384.90
11/01/2028 $205,480.84 $1,184.13 $797.74 $386.39
12/01/2028 $205,092.95 $1,184.13 $796.24 $387.89
01/01/2029 $204,703.56 $1,184.13 $794.74 $389.39
02/01/2029 $204,312.66 $1,184.13 $793.23 $390.90
03/01/2029 $203,920.24 $1,184.13 $791.71 $392.42
04/01/2029 $203,526.30 $1,184.13 $790.19 $393.94
05/01/2029 $203,122.34 $1,209.59 $805.62 $403.97
06/01/2029 $202,716.77 $1,209.59 $804.03 $405.57
07/01/2029 $202,309.60 $1,209.59 $802.42 $407.17
08/01/2029 $201,900.81 $1,209.59 $800.81 $408.78
09/01/2029 $201,490.41 $1,209.59 $799.19 $410.40
10/01/2029 $201,078.38 $1,209.59 $797.57 $412.03
11/01/2029 $200,664.72 $1,209.59 $795.94 $413.66
12/01/2029 $200,249.43 $1,209.59 $794.30 $415.30
01/01/2030 $199,832.49 $1,209.59 $792.65 $416.94
02/01/2030 $199,413.90 $1,209.59 $791.00 $418.59
03/01/2030 $198,993.65 $1,209.59 $789.35 $420.25
04/01/2030 $198,571.74 $1,209.59 $787.68 $421.91
05/01/2030 $198,139.24 $1,235.06 $802.56 $432.50
06/01/2030 $197,705.00 $1,235.06 $800.81 $434.25
07/01/2030 $197,269.00 $1,235.06 $799.06 $436.00
08/01/2030 $196,831.23 $1,235.06 $797.30 $437.76
09/01/2030 $196,391.70 $1,235.06 $795.53 $439.53
10/01/2030 $195,950.39 $1,235.06 $793.75 $441.31
11/01/2030 $195,507.30 $1,235.06 $791.97 $443.09
12/01/2030 $195,062.42 $1,235.06 $790.18 $444.88
01/01/2031 $194,615.74 $1,235.06 $788.38 $446.68
02/01/2031 $194,167.25 $1,235.06 $786.57 $448.49
03/01/2031 $193,716.95 $1,235.06 $784.76 $450.30
04/01/2031 $193,264.83 $1,235.06 $782.94 $452.12
05/01/2031 $192,801.53 $1,260.52 $797.22 $463.31
06/01/2031 $192,336.31 $1,260.52 $795.31 $465.22
07/01/2031 $191,869.17 $1,260.52 $793.39 $467.14
08/01/2031 $191,400.11 $1,260.52 $791.46 $469.06
09/01/2031 $190,929.11 $1,260.52 $789.53 $471.00
10/01/2031 $190,456.17 $1,260.52 $787.58 $472.94
11/01/2031 $189,981.28 $1,260.52 $785.63 $474.89
12/01/2031 $189,504.43 $1,260.52 $783.67 $476.85
01/01/2032 $189,025.61 $1,260.52 $781.71 $478.82
02/01/2032 $188,544.82 $1,260.52 $779.73 $480.79
03/01/2032 $188,062.04 $1,260.52 $777.75 $482.78
04/01/2032 $187,577.27 $1,260.52 $775.76 $484.77
05/01/2032 $187,080.67 $1,285.99 $789.39 $496.60
06/01/2032 $186,581.98 $1,285.99 $787.30 $498.69
07/01/2032 $186,081.19 $1,285.99 $785.20 $500.79
08/01/2032 $185,578.29 $1,285.99 $783.09 $502.90
09/01/2032 $185,073.28 $1,285.99 $780.98 $505.01
10/01/2032 $184,566.14 $1,285.99 $778.85 $507.14
11/01/2032 $184,056.87 $1,285.99 $776.72 $509.27
12/01/2032 $183,545.45 $1,285.99 $774.57 $511.42
01/01/2033 $183,031.88 $1,285.99 $772.42 $513.57
02/01/2033 $182,516.15 $1,285.99 $770.26 $515.73
03/01/2033 $181,998.25 $1,285.99 $768.09 $517.90
04/01/2033 $181,478.17 $1,285.99 $765.91 $520.08
05/01/2033 $180,945.56 $1,311.45 $778.84 $532.61
06/01/2033 $180,410.67 $1,311.45 $776.56 $534.90
07/01/2033 $179,873.48 $1,311.45 $774.26 $537.19
08/01/2033 $179,333.98 $1,311.45 $771.96 $539.50
09/01/2033 $178,792.17 $1,311.45 $769.64 $541.81
10/01/2033 $178,248.03 $1,311.45 $767.32 $544.14
11/01/2033 $177,701.56 $1,311.45 $764.98 $546.47
12/01/2033 $177,152.74 $1,311.45 $762.64 $548.82
01/01/2034 $176,601.57 $1,311.45 $760.28 $551.17
02/01/2034 $176,048.03 $1,311.45 $757.92 $553.54
03/01/2034 $175,492.11 $1,311.45 $755.54 $555.91
04/01/2034 $174,933.81 $1,311.45 $753.15 $558.30
05/01/2034 $174,362.23 $1,336.92 $765.34 $571.58
06/01/2034 $173,788.15 $1,336.92 $762.83 $574.08
07/01/2034 $173,211.55 $1,336.92 $760.32 $576.60
08/01/2034 $172,632.43 $1,336.92 $757.80 $579.12
09/01/2034 $172,050.78 $1,336.92 $755.27 $581.65
10/01/2034 $171,466.58 $1,336.92 $752.72 $584.20
11/01/2034 $170,879.83 $1,336.92 $750.17 $586.75
12/01/2034 $170,290.51 $1,336.92 $747.60 $589.32
01/01/2035 $169,698.61 $1,336.92 $745.02 $591.90
02/01/2035 $169,104.12 $1,336.92 $742.43 $594.49
03/01/2035 $168,507.04 $1,336.92 $739.83 $597.09
04/01/2035 $167,907.34 $1,336.92 $737.22 $599.70
05/01/2035 $167,293.54 $1,362.38 $748.59 $613.80
06/01/2035 $166,677.00 $1,362.38 $745.85 $616.53
07/01/2035 $166,057.72 $1,362.38 $743.10 $619.28
08/01/2035 $165,435.68 $1,362.38 $740.34 $622.04
09/01/2035 $164,810.86 $1,362.38 $737.57 $624.82
10/01/2035 $164,183.26 $1,362.38 $734.78 $627.60
11/01/2035 $163,552.86 $1,362.38 $731.98 $630.40
12/01/2035 $162,919.65 $1,362.38 $729.17 $633.21
01/01/2036 $162,283.61 $1,362.38 $726.35 $636.03
02/01/2036 $161,644.74 $1,362.38 $723.51 $638.87
03/01/2036 $161,003.03 $1,362.38 $720.67 $641.72
04/01/2036 $160,358.45 $1,362.38 $717.81 $644.58
05/01/2036 $159,698.89 $1,387.85 $728.29 $659.55
06/01/2036 $159,036.34 $1,387.85 $725.30 $662.55
07/01/2036 $158,370.78 $1,387.85 $722.29 $665.56
08/01/2036 $157,702.20 $1,387.85 $719.27 $668.58
09/01/2036 $157,030.58 $1,387.85 $716.23 $671.62
10/01/2036 $156,355.91 $1,387.85 $713.18 $674.67
11/01/2036 $155,678.18 $1,387.85 $710.12 $677.73
12/01/2036 $154,997.37 $1,387.85 $707.04 $680.81
01/01/2037 $154,313.47 $1,387.85 $703.95 $683.90
02/01/2037 $153,626.46 $1,387.85 $700.84 $687.01
03/01/2037 $152,936.33 $1,387.85 $697.72 $690.13
04/01/2037 $152,243.07 $1,387.85 $694.59 $693.26
05/01/2037 $151,533.88 $1,413.31 $704.12 $709.19
06/01/2037 $150,821.41 $1,413.31 $700.84 $712.47
07/01/2037 $150,105.64 $1,413.31 $697.55 $715.77
08/01/2037 $149,386.56 $1,413.31 $694.24 $719.08
09/01/2037 $148,664.16 $1,413.31 $690.91 $722.40
10/01/2037 $147,938.42 $1,413.31 $687.57 $725.74
11/01/2037 $147,209.32 $1,413.31 $684.22 $729.10
12/01/2037 $146,476.85 $1,413.31 $680.84 $732.47
01/01/2038 $145,740.99 $1,413.31 $677.46 $735.86
02/01/2038 $145,001.73 $1,413.31 $674.05 $739.26
03/01/2038 $144,259.05 $1,413.31 $670.63 $742.68
04/01/2038 $143,512.93 $1,413.31 $667.20 $746.12
05/01/2038 $142,749.86 $1,438.78 $675.71 $763.07
06/01/2038 $141,983.19 $1,438.78 $672.11 $766.67
07/01/2038 $141,212.92 $1,438.78 $668.50 $770.28
08/01/2038 $140,439.02 $1,438.78 $664.88 $773.90
09/01/2038 $139,661.47 $1,438.78 $661.23 $777.55
10/01/2038 $138,880.26 $1,438.78 $657.57 $781.21
11/01/2038 $138,095.38 $1,438.78 $653.89 $784.88
12/01/2038 $137,306.80 $1,438.78 $650.20 $788.58
01/01/2039 $136,514.50 $1,438.78 $646.49 $792.29
02/01/2039 $135,718.48 $1,438.78 $642.76 $796.02
03/01/2039 $134,918.71 $1,438.78 $639.01 $799.77
04/01/2039 $134,115.17 $1,438.78 $635.24 $803.54
05/01/2039 $133,293.56 $1,464.24 $642.64 $821.61
06/01/2039 $132,468.02 $1,464.24 $638.70 $825.55
07/01/2039 $131,638.51 $1,464.24 $634.74 $829.50
08/01/2039 $130,805.04 $1,464.24 $630.77 $833.48
09/01/2039 $129,967.57 $1,464.24 $626.77 $837.47
10/01/2039 $129,126.08 $1,464.24 $622.76 $841.48
11/01/2039 $128,280.57 $1,464.24 $618.73 $845.52
12/01/2039 $127,431.00 $1,464.24 $614.68 $849.57
01/01/2040 $126,577.36 $1,464.24 $610.61 $853.64
02/01/2040 $125,719.64 $1,464.24 $606.52 $857.73
03/01/2040 $124,857.80 $1,464.24 $602.41 $861.84
04/01/2040 $123,991.83 $1,464.24 $598.28 $865.97
05/01/2040 $123,106.58 $1,489.71 $604.46 $885.25
06/01/2040 $122,217.01 $1,489.71 $600.14 $889.57
07/01/2040 $121,323.11 $1,489.71 $595.81 $893.90
08/01/2040 $120,424.85 $1,489.71 $591.45 $898.26
09/01/2040 $119,522.21 $1,489.71 $587.07 $902.64
10/01/2040 $118,615.18 $1,489.71 $582.67 $907.04
11/01/2040 $117,703.72 $1,489.71 $578.25 $911.46
12/01/2040 $116,787.81 $1,489.71 $573.81 $915.90
01/01/2041 $115,867.44 $1,489.71 $569.34 $920.37
02/01/2041 $114,942.59 $1,489.71 $564.85 $924.86
03/01/2041 $114,013.22 $1,489.71 $560.35 $929.36
04/01/2041 $113,079.33 $1,489.71 $555.81 $933.90
05/01/2041 $112,124.84 $1,515.17 $560.68 $954.49
06/01/2041 $111,165.61 $1,515.17 $555.95 $959.22
07/01/2041 $110,201.63 $1,515.17 $551.20 $963.98
08/01/2041 $109,232.88 $1,515.17 $546.42 $968.76
09/01/2041 $108,259.31 $1,515.17 $541.61 $973.56
10/01/2041 $107,280.93 $1,515.17 $536.79 $978.39
11/01/2041 $106,297.69 $1,515.17 $531.93 $983.24
12/01/2041 $105,309.57 $1,515.17 $527.06 $988.12
01/01/2042 $104,316.55 $1,515.17 $522.16 $993.01
02/01/2042 $103,318.62 $1,515.17 $517.24 $997.94
03/01/2042 $102,315.73 $1,515.17 $512.29 $1,002.89
04/01/2042 $101,307.87 $1,515.17 $507.32 $1,007.86
05/01/2042 $100,277.99 $1,540.64 $510.76 $1,029.88
06/01/2042 $99,242.92 $1,540.64 $505.57 $1,035.07
07/01/2042 $98,202.63 $1,540.64 $500.35 $1,040.29
08/01/2042 $97,157.09 $1,540.64 $495.10 $1,045.54
09/01/2042 $96,106.29 $1,540.64 $489.83 $1,050.81
10/01/2042 $95,050.18 $1,540.64 $484.54 $1,056.10
11/01/2042 $93,988.75 $1,540.64 $479.21 $1,061.43
12/01/2042 $92,921.97 $1,540.64 $473.86 $1,066.78
01/01/2043 $91,849.82 $1,540.64 $468.48 $1,072.16
02/01/2043 $90,772.25 $1,540.64 $463.08 $1,077.56
03/01/2043 $89,689.26 $1,540.64 $457.64 $1,083.00
04/01/2043 $88,600.80 $1,540.64 $452.18 $1,088.46
05/01/2043 $87,488.77 $1,566.11 $454.08 $1,112.03
06/01/2043 $86,371.05 $1,566.11 $448.38 $1,117.73
07/01/2043 $85,247.59 $1,566.11 $442.65 $1,123.45
08/01/2043 $84,118.38 $1,566.11 $436.89 $1,129.21
09/01/2043 $82,983.38 $1,566.11 $431.11 $1,135.00
10/01/2043 $81,842.57 $1,566.11 $425.29 $1,140.82
11/01/2043 $80,695.91 $1,566.11 $419.44 $1,146.66
12/01/2043 $79,543.37 $1,566.11 $413.57 $1,152.54
01/01/2044 $78,384.92 $1,566.11 $407.66 $1,158.45
02/01/2044 $77,220.54 $1,566.11 $401.72 $1,164.38
03/01/2044 $76,050.19 $1,566.11 $395.76 $1,170.35
04/01/2044 $74,873.84 $1,566.11 $389.76 $1,176.35
05/01/2044 $73,672.24 $1,591.57 $389.97 $1,201.60
06/01/2044 $72,464.38 $1,591.57 $383.71 $1,207.86
07/01/2044 $71,250.23 $1,591.57 $377.42 $1,214.15
08/01/2044 $70,029.75 $1,591.57 $371.09 $1,220.48
09/01/2044 $68,802.92 $1,591.57 $364.74 $1,226.83
10/01/2044 $67,569.70 $1,591.57 $358.35 $1,233.22
11/01/2044 $66,330.06 $1,591.57 $351.93 $1,239.64
12/01/2044 $65,083.95 $1,591.57 $345.47 $1,246.10
01/01/2045 $63,831.36 $1,591.57 $338.98 $1,252.59
02/01/2045 $62,572.25 $1,591.57 $332.46 $1,259.12
03/01/2045 $61,306.57 $1,591.57 $325.90 $1,265.67
04/01/2045 $60,034.31 $1,591.57 $319.31 $1,272.27
05/01/2045 $58,734.96 $1,617.04 $317.68 $1,299.35
06/01/2045 $57,428.73 $1,617.04 $310.81 $1,306.23
07/01/2045 $56,115.58 $1,617.04 $303.89 $1,313.14
08/01/2045 $54,795.49 $1,617.04 $296.94 $1,320.09
09/01/2045 $53,468.42 $1,617.04 $289.96 $1,327.08
10/01/2045 $52,134.32 $1,617.04 $282.94 $1,334.10
11/01/2045 $50,793.16 $1,617.04 $275.88 $1,341.16
12/01/2045 $49,444.91 $1,617.04 $268.78 $1,348.25
01/01/2046 $48,089.52 $1,617.04 $261.65 $1,355.39
02/01/2046 $46,726.96 $1,617.04 $254.47 $1,362.56
03/01/2046 $45,357.18 $1,617.04 $247.26 $1,369.77
04/01/2046 $43,980.16 $1,617.04 $240.02 $1,377.02
05/01/2046 $42,574.06 $1,642.50 $236.39 $1,406.11
06/01/2046 $41,160.39 $1,642.50 $228.84 $1,413.66
07/01/2046 $39,739.13 $1,642.50 $221.24 $1,421.26
08/01/2046 $38,310.23 $1,642.50 $213.60 $1,428.90
09/01/2046 $36,873.64 $1,642.50 $205.92 $1,436.58
10/01/2046 $35,429.34 $1,642.50 $198.20 $1,444.30
11/01/2046 $33,977.27 $1,642.50 $190.43 $1,452.07
12/01/2046 $32,517.40 $1,642.50 $182.63 $1,459.87
01/01/2047 $31,049.68 $1,642.50 $174.78 $1,467.72
02/01/2047 $29,574.07 $1,642.50 $166.89 $1,475.61
03/01/2047 $28,090.53 $1,642.50 $158.96 $1,483.54
04/01/2047 $26,599.02 $1,642.50 $150.99 $1,491.51
05/01/2047 $25,076.24 $1,667.97 $145.19 $1,522.78
06/01/2047 $23,545.15 $1,667.97 $136.87 $1,531.09
07/01/2047 $22,005.70 $1,667.97 $128.52 $1,539.45
08/01/2047 $20,457.85 $1,667.97 $120.11 $1,547.85
09/01/2047 $18,901.55 $1,667.97 $111.67 $1,556.30
10/01/2047 $17,336.75 $1,667.97 $103.17 $1,564.79
11/01/2047 $15,763.42 $1,667.97 $94.63 $1,573.34
12/01/2047 $14,181.49 $1,667.97 $86.04 $1,581.92
01/01/2048 $12,590.93 $1,667.97 $77.41 $1,590.56
02/01/2048 $10,991.69 $1,667.97 $68.73 $1,599.24
03/01/2048 $9,383.72 $1,667.97 $60.00 $1,607.97
04/01/2048 $7,766.98 $1,667.97 $51.22 $1,616.75
05/01/2048 $6,116.59 $1,693.43 $43.04 $1,650.39
06/01/2048 $4,457.05 $1,693.43 $33.90 $1,659.53
07/01/2048 $2,788.32 $1,693.43 $24.70 $1,668.73
08/01/2048 $1,110.34 $1,693.43 $15.45 $1,677.98
09/01/2048 $-576.93 $1,693.43 $6.15 $1,687.28
10/01/2048 $-2,273.56 $1,693.43 $-3.20 $1,696.63
11/01/2048 $-3,979.59 $1,693.43 $-12.60 $1,706.03
12/01/2048 $-5,695.08 $1,693.43 $-22.05 $1,715.48
01/01/2049 $-7,420.07 $1,693.43 $-31.56 $1,724.99
02/01/2049 $-9,154.62 $1,693.43 $-41.12 $1,734.55
03/01/2049 $-10,898.78 $1,693.43 $-50.73 $1,744.16
04/01/2049 $-12,652.61 $1,693.43 $-60.40 $1,753.83
05/01/2049 $-14,442.67 $1,718.90 $-71.17 $1,790.07
06/01/2049 $-16,242.81 $1,718.90 $-81.24 $1,800.14
07/01/2049 $-18,053.07 $1,718.90 $-91.37 $1,810.26
08/01/2049 $-19,873.52 $1,718.90 $-101.55 $1,820.44
09/01/2049 $-21,704.20 $1,718.90 $-111.79 $1,830.68
10/01/2049 $-23,545.18 $1,718.90 $-122.09 $1,840.98
11/01/2049 $-25,396.52 $1,718.90 $-132.44 $1,851.34
12/01/2049 $-27,258.27 $1,718.90 $-142.86 $1,861.75
01/01/2050 $-29,130.49 $1,718.90 $-153.33 $1,872.22
02/01/2050 $-31,013.25 $1,718.90 $-163.86 $1,882.75
03/01/2050 $-32,906.59 $1,718.90 $-174.45 $1,893.35
04/01/2050 $-34,810.59 $1,718.90 $-185.10 $1,904.00
05/01/2050 $-36,753.66 $1,744.36 $-198.71 $1,943.07
06/01/2050 $-38,707.82 $1,744.36 $-209.80 $1,954.16
07/01/2050 $-40,673.14 $1,744.36 $-220.96 $1,965.32
08/01/2050 $-42,649.68 $1,744.36 $-232.18 $1,976.54
09/01/2050 $-44,637.50 $1,744.36 $-243.46 $1,987.82
10/01/2050 $-46,636.67 $1,744.36 $-254.81 $1,999.17
11/01/2050 $-48,647.24 $1,744.36 $-266.22 $2,010.58
12/01/2050 $-50,669.30 $1,744.36 $-277.69 $2,022.06
01/01/2051 $-52,702.90 $1,744.36 $-289.24 $2,033.60
02/01/2051 $-54,748.11 $1,744.36 $-300.85 $2,045.21
03/01/2051 $-56,804.99 $1,744.36 $-312.52 $2,056.88
04/01/2051 $-58,873.61 $1,744.36 $-324.26 $2,068.62
05/01/2051 $-60,984.41 $1,769.83 $-340.98 $2,110.80
06/01/2051 $-63,107.44 $1,769.83 $-353.20 $2,123.03
07/01/2051 $-65,242.76 $1,769.83 $-365.50 $2,135.32
08/01/2051 $-67,390.45 $1,769.83 $-377.86 $2,147.69
09/01/2051 $-69,550.58 $1,769.83 $-390.30 $2,160.13
10/01/2051 $-71,723.22 $1,769.83 $-402.81 $2,172.64
11/01/2051 $-73,908.45 $1,769.83 $-415.40 $2,185.22
12/01/2051 $-76,106.32 $1,769.83 $-428.05 $2,197.88
01/01/2052 $-78,316.93 $1,769.83 $-440.78 $2,210.61
02/01/2052 $-80,540.34 $1,769.83 $-453.59 $2,223.41
03/01/2052 $-82,776.63 $1,769.83 $-466.46 $2,236.29
04/01/2052 $-85,025.87 $1,769.83 $-479.41 $2,249.24
05/01/2052 $-87,320.69 $1,795.29 $-499.53 $2,294.82
06/01/2052 $-89,628.99 $1,795.29 $-513.01 $2,308.30
07/01/2052 $-91,950.85 $1,795.29 $-526.57 $2,321.86
08/01/2052 $-94,286.36 $1,795.29 $-540.21 $2,335.50
09/01/2052 $-96,635.58 $1,795.29 $-553.93 $2,349.22
10/01/2052 $-98,998.61 $1,795.29 $-567.73 $2,363.03
11/01/2052 $-101,375.51 $1,795.29 $-581.62 $2,376.91
12/01/2052 $-103,766.39 $1,795.29 $-595.58 $2,390.87
01/01/2053 $-106,171.31 $1,795.29 $-609.63 $2,404.92
02/01/2053 $-108,590.35 $1,795.29 $-623.76 $2,419.05
03/01/2053 $-111,023.61 $1,795.29 $-637.97 $2,433.26
04/01/2053 $-113,471.17 $1,795.29 $-652.26 $2,447.55
05/01/2053 $-115,968.02 $1,820.76 $-676.10 $2,496.86
06/01/2053 $-118,479.76 $1,820.76 $-690.98 $2,511.73
07/01/2053 $-121,006.45 $1,820.76 $-705.94 $2,526.70
08/01/2053 $-123,548.21 $1,820.76 $-721.00 $2,541.75
09/01/2053 $-126,105.10 $1,820.76 $-736.14 $2,556.90
10/01/2053 $-128,677.24 $1,820.76 $-751.38 $2,572.13
11/01/2053 $-131,264.70 $1,820.76 $-766.70 $2,587.46
12/01/2053 $-133,867.57 $1,820.76 $-782.12 $2,602.88
01/01/2054 $-136,485.95 $1,820.76 $-797.63 $2,618.38
02/01/2054 $-139,119.94 $1,820.76 $-813.23 $2,633.99
03/01/2054 $-141,769.62 $1,820.76 $-828.92 $2,649.68
04/01/2054 $-144,435.09 $1,820.76 $-844.71 $2,665.47
05/01/2054 $-147,153.94 $1,846.22 $-872.63 $2,718.85
06/01/2054 $-149,889.21 $1,846.22 $-889.06 $2,735.28
07/01/2054 $-152,641.01 $1,846.22 $-905.58 $2,751.80
08/01/2054 $-155,409.44 $1,846.22 $-922.21 $2,768.43
09/01/2054 $-158,194.60 $1,846.22 $-938.93 $2,785.15
10/01/2054 $-160,996.58 $1,846.22 $-955.76 $2,801.98
11/01/2054 $-163,815.49 $1,846.22 $-972.69 $2,818.91
12/01/2054 $-166,651.43 $1,846.22 $-989.72 $2,835.94
01/01/2055 $-169,504.50 $1,846.22 $-1,006.85 $2,853.07
02/01/2055 $-172,374.81 $1,846.22 $-1,024.09 $2,870.31
03/01/2055 $-175,262.46 $1,846.22 $-1,041.43 $2,887.65
04/01/2055 $-178,167.56 $1,846.22 $-1,058.88 $2,905.10
TOTAL: - $531,711.78 $133,233.99 $398,477.79

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%

Featured Ohio Home Equity Rates 2025

Lender APR (%)? Monthly Payment? Learn More

Third Federal Savings and Loan
Equal Housing Lender
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
More Info

Four Leaf Federal Credit Union
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
  • Tap into your home's equity & access the funds you need with a HELOC
  • Apply online or speak with a specialist
  • No application, origination & appraisal fees on lines up to $500K[3]
  • On average, access funds within 35 days[5]
More Info

District Lending
No Lender Fees Learn More
  • No Lender Fees
  • Fast
  • Easy
  • Over 20 Years Experience
More Info

Achieve Loans
Intro APR
8.750 %
After Intro: 8.750 %
$0 Learn More
  • Competitive rates, Pre-qualify in minutes
  • Mortgage Advisors standing by to help find the best solution
  • Flexible terms with fast funding
  • Minimum credit score: 640
More Info

Upstart
As low as 6.3% APR on your initial draw* Learn More
  • As low as 6.3% APR on your initial draw*
  • Get your money up to 6x faster than the industry standard*
  • Fixed rate on each draw*
  • No paperwork needed to apply
More Info

AmeriSave Mortgage Corporation
Home Equity Loans & Refinance – Cash out Learn More
  • Home Equity Loans & Refinance – Cash out
  • Customized rate quote with no impact to credit
  • Low Rates, Quick Approvals, Wide Range of Products
  • Over 100 Billion Funded. 22 Years in Business
More Info

Point Digital Finance
Get up to $500k with no monthly payments, ever. Learn More
  • No income requirements or need for perfect credit
  • Your home wealth, to use your way
  • Find out if you qualify in as little as 60 seconds
  • Home Equity Investments are not considered a loan in all states
More Info

Unlock Technologies, Inc.
Get cash now in exchange for a percentage of your homes future equity. Learn More
  • No monthly payments or interest charges
  • Minimum Credit score: 500
  • Access up to $500k
  • No need to refinance
More Info

PenFed Credit Union
Equal Housing Lender
Home Equity Line of Credit - Equal Housing Lender Learn More
  • Home Equity Line of Credit - Equal Housing Lender
  • Loans Amounts from $25,000 - $500,000
  • Get a HELOC from PenFed to Put Your Home Equity to Work
  • HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
More Info

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.


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