Home Equity Loan product from Union Bank - Amortization Schedule Calculator
Use the calculator below to calculate your monthly home equity payment for the loan from Union Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Home Equity product from Union Bank
Interest Type: Fixed
Interest Rate: 5.990%
Term : 15 Years
Monthly Payment: $
2,445.62
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 01/24/2025 | $289,001.97 | $2,445.62 | $1,447.58 | $998.03 |
| 02/24/2025 | $287,998.95 | $2,445.62 | $1,442.60 | $1,003.02 |
| 03/24/2025 | $286,990.92 | $2,445.62 | $1,437.59 | $1,008.02 |
| 04/24/2025 | $285,977.87 | $2,445.62 | $1,432.56 | $1,013.06 |
| 05/24/2025 | $284,959.76 | $2,445.62 | $1,427.51 | $1,018.11 |
| 06/24/2025 | $283,936.56 | $2,445.62 | $1,422.42 | $1,023.19 |
| 07/24/2025 | $282,908.26 | $2,445.62 | $1,417.32 | $1,028.30 |
| 08/24/2025 | $281,874.83 | $2,445.62 | $1,412.18 | $1,033.43 |
| 09/24/2025 | $280,836.23 | $2,445.62 | $1,407.03 | $1,038.59 |
| 10/24/2025 | $279,792.46 | $2,445.62 | $1,401.84 | $1,043.78 |
| 11/24/2025 | $278,743.47 | $2,445.62 | $1,396.63 | $1,048.99 |
| 12/24/2025 | $277,689.24 | $2,445.62 | $1,391.39 | $1,054.22 |
| 01/24/2026 | $276,629.76 | $2,445.62 | $1,386.13 | $1,059.49 |
| 02/24/2026 | $275,564.98 | $2,445.62 | $1,380.84 | $1,064.77 |
| 03/24/2026 | $274,494.89 | $2,445.62 | $1,375.53 | $1,070.09 |
| 04/24/2026 | $273,419.46 | $2,445.62 | $1,370.19 | $1,075.43 |
| 05/24/2026 | $272,338.66 | $2,445.62 | $1,364.82 | $1,080.80 |
| 06/24/2026 | $271,252.47 | $2,445.62 | $1,359.42 | $1,086.19 |
| 07/24/2026 | $270,160.85 | $2,445.62 | $1,354.00 | $1,091.62 |
| 08/24/2026 | $269,063.79 | $2,445.62 | $1,348.55 | $1,097.07 |
| 09/24/2026 | $267,961.25 | $2,445.62 | $1,343.08 | $1,102.54 |
| 10/24/2026 | $266,853.20 | $2,445.62 | $1,337.57 | $1,108.05 |
| 11/24/2026 | $265,739.62 | $2,445.62 | $1,332.04 | $1,113.58 |
| 12/24/2026 | $264,620.49 | $2,445.62 | $1,326.48 | $1,119.13 |
| 01/24/2027 | $263,495.77 | $2,445.62 | $1,320.90 | $1,124.72 |
| 02/24/2027 | $262,365.43 | $2,445.62 | $1,315.28 | $1,130.34 |
| 03/24/2027 | $261,229.46 | $2,445.62 | $1,309.64 | $1,135.98 |
| 04/24/2027 | $260,087.81 | $2,445.62 | $1,303.97 | $1,141.65 |
| 05/24/2027 | $258,940.46 | $2,445.62 | $1,298.27 | $1,147.35 |
| 06/24/2027 | $257,787.39 | $2,445.62 | $1,292.54 | $1,153.07 |
| 07/24/2027 | $256,628.56 | $2,445.62 | $1,286.79 | $1,158.83 |
| 08/24/2027 | $255,463.94 | $2,445.62 | $1,281.00 | $1,164.61 |
| 09/24/2027 | $254,293.52 | $2,445.62 | $1,275.19 | $1,170.43 |
| 10/24/2027 | $253,117.25 | $2,445.62 | $1,269.35 | $1,176.27 |
| 11/24/2027 | $251,935.10 | $2,445.62 | $1,263.48 | $1,182.14 |
| 12/24/2027 | $250,747.06 | $2,445.62 | $1,257.58 | $1,188.04 |
| 01/24/2028 | $249,553.09 | $2,445.62 | $1,251.65 | $1,193.97 |
| 02/24/2028 | $248,353.16 | $2,445.62 | $1,245.69 | $1,199.93 |
| 03/24/2028 | $247,147.24 | $2,445.62 | $1,239.70 | $1,205.92 |
| 04/24/2028 | $245,935.29 | $2,445.62 | $1,233.68 | $1,211.94 |
| 05/24/2028 | $244,717.30 | $2,445.62 | $1,227.63 | $1,217.99 |
| 06/24/2028 | $243,493.23 | $2,445.62 | $1,221.55 | $1,224.07 |
| 07/24/2028 | $242,263.05 | $2,445.62 | $1,215.44 | $1,230.18 |
| 08/24/2028 | $241,026.73 | $2,445.62 | $1,209.30 | $1,236.32 |
| 09/24/2028 | $239,784.23 | $2,445.62 | $1,203.13 | $1,242.49 |
| 10/24/2028 | $238,535.54 | $2,445.62 | $1,196.92 | $1,248.70 |
| 11/24/2028 | $237,280.61 | $2,445.62 | $1,190.69 | $1,254.93 |
| 12/24/2028 | $236,019.42 | $2,445.62 | $1,184.43 | $1,261.19 |
| 01/24/2029 | $234,751.93 | $2,445.62 | $1,178.13 | $1,267.49 |
| 02/24/2029 | $233,478.12 | $2,445.62 | $1,171.80 | $1,273.81 |
| 03/24/2029 | $232,197.94 | $2,445.62 | $1,165.44 | $1,280.17 |
| 04/24/2029 | $230,911.38 | $2,445.62 | $1,159.05 | $1,286.56 |
| 05/24/2029 | $229,618.39 | $2,445.62 | $1,152.63 | $1,292.99 |
| 06/24/2029 | $228,318.95 | $2,445.62 | $1,146.18 | $1,299.44 |
| 07/24/2029 | $227,013.03 | $2,445.62 | $1,139.69 | $1,305.93 |
| 08/24/2029 | $225,700.58 | $2,445.62 | $1,133.17 | $1,312.44 |
| 09/24/2029 | $224,381.59 | $2,445.62 | $1,126.62 | $1,319.00 |
| 10/24/2029 | $223,056.00 | $2,445.62 | $1,120.04 | $1,325.58 |
| 11/24/2029 | $221,723.81 | $2,445.62 | $1,113.42 | $1,332.20 |
| 12/24/2029 | $220,384.96 | $2,445.62 | $1,106.77 | $1,338.85 |
| 01/24/2030 | $219,039.43 | $2,445.62 | $1,100.09 | $1,345.53 |
| 02/24/2030 | $217,687.18 | $2,445.62 | $1,093.37 | $1,352.25 |
| 03/24/2030 | $216,328.19 | $2,445.62 | $1,086.62 | $1,359.00 |
| 04/24/2030 | $214,962.41 | $2,445.62 | $1,079.84 | $1,365.78 |
| 05/24/2030 | $213,589.81 | $2,445.62 | $1,073.02 | $1,372.60 |
| 06/24/2030 | $212,210.36 | $2,445.62 | $1,066.17 | $1,379.45 |
| 07/24/2030 | $210,824.03 | $2,445.62 | $1,059.28 | $1,386.33 |
| 08/24/2030 | $209,430.77 | $2,445.62 | $1,052.36 | $1,393.26 |
| 09/24/2030 | $208,030.56 | $2,445.62 | $1,045.41 | $1,400.21 |
| 10/24/2030 | $206,623.36 | $2,445.62 | $1,038.42 | $1,407.20 |
| 11/24/2030 | $205,209.14 | $2,445.62 | $1,031.39 | $1,414.22 |
| 12/24/2030 | $203,787.86 | $2,445.62 | $1,024.34 | $1,421.28 |
| 01/24/2031 | $202,359.48 | $2,445.62 | $1,017.24 | $1,428.38 |
| 02/24/2031 | $200,923.97 | $2,445.62 | $1,010.11 | $1,435.51 |
| 03/24/2031 | $199,481.30 | $2,445.62 | $1,002.95 | $1,442.67 |
| 04/24/2031 | $198,031.42 | $2,445.62 | $995.74 | $1,449.87 |
| 05/24/2031 | $196,574.31 | $2,445.62 | $988.51 | $1,457.11 |
| 06/24/2031 | $195,109.93 | $2,445.62 | $981.23 | $1,464.38 |
| 07/24/2031 | $193,638.23 | $2,445.62 | $973.92 | $1,471.69 |
| 08/24/2031 | $192,159.19 | $2,445.62 | $966.58 | $1,479.04 |
| 09/24/2031 | $190,672.77 | $2,445.62 | $959.19 | $1,486.42 |
| 10/24/2031 | $189,178.93 | $2,445.62 | $951.77 | $1,493.84 |
| 11/24/2031 | $187,677.63 | $2,445.62 | $944.32 | $1,501.30 |
| 12/24/2031 | $186,168.83 | $2,445.62 | $936.82 | $1,508.79 |
| 01/24/2032 | $184,652.51 | $2,445.62 | $929.29 | $1,516.33 |
| 02/24/2032 | $183,128.61 | $2,445.62 | $921.72 | $1,523.89 |
| 03/24/2032 | $181,597.11 | $2,445.62 | $914.12 | $1,531.50 |
| 04/24/2032 | $180,057.96 | $2,445.62 | $906.47 | $1,539.15 |
| 05/24/2032 | $178,511.13 | $2,445.62 | $898.79 | $1,546.83 |
| 06/24/2032 | $176,956.58 | $2,445.62 | $891.07 | $1,554.55 |
| 07/24/2032 | $175,394.27 | $2,445.62 | $883.31 | $1,562.31 |
| 08/24/2032 | $173,824.17 | $2,445.62 | $875.51 | $1,570.11 |
| 09/24/2032 | $172,246.22 | $2,445.62 | $867.67 | $1,577.95 |
| 10/24/2032 | $170,660.40 | $2,445.62 | $859.80 | $1,585.82 |
| 11/24/2032 | $169,066.66 | $2,445.62 | $851.88 | $1,593.74 |
| 12/24/2032 | $167,464.96 | $2,445.62 | $843.92 | $1,601.69 |
| 01/24/2033 | $165,855.28 | $2,445.62 | $835.93 | $1,609.69 |
| 02/24/2033 | $164,237.55 | $2,445.62 | $827.89 | $1,617.72 |
| 03/24/2033 | $162,611.75 | $2,445.62 | $819.82 | $1,625.80 |
| 04/24/2033 | $160,977.84 | $2,445.62 | $811.70 | $1,633.91 |
| 05/24/2033 | $159,335.77 | $2,445.62 | $803.55 | $1,642.07 |
| 06/24/2033 | $157,685.50 | $2,445.62 | $795.35 | $1,650.27 |
| 07/24/2033 | $156,027.00 | $2,445.62 | $787.11 | $1,658.50 |
| 08/24/2033 | $154,360.21 | $2,445.62 | $778.83 | $1,666.78 |
| 09/24/2033 | $152,685.11 | $2,445.62 | $770.51 | $1,675.10 |
| 10/24/2033 | $151,001.64 | $2,445.62 | $762.15 | $1,683.47 |
| 11/24/2033 | $149,309.77 | $2,445.62 | $753.75 | $1,691.87 |
| 12/24/2033 | $147,609.46 | $2,445.62 | $745.30 | $1,700.31 |
| 01/24/2034 | $145,900.66 | $2,445.62 | $736.82 | $1,708.80 |
| 02/24/2034 | $144,183.33 | $2,445.62 | $728.29 | $1,717.33 |
| 03/24/2034 | $142,457.43 | $2,445.62 | $719.72 | $1,725.90 |
| 04/24/2034 | $140,722.91 | $2,445.62 | $711.10 | $1,734.52 |
| 05/24/2034 | $138,979.73 | $2,445.62 | $702.44 | $1,743.18 |
| 06/24/2034 | $137,227.85 | $2,445.62 | $693.74 | $1,751.88 |
| 07/24/2034 | $135,467.23 | $2,445.62 | $685.00 | $1,760.62 |
| 08/24/2034 | $133,697.82 | $2,445.62 | $676.21 | $1,769.41 |
| 09/24/2034 | $131,919.58 | $2,445.62 | $667.37 | $1,778.24 |
| 10/24/2034 | $130,132.46 | $2,445.62 | $658.50 | $1,787.12 |
| 11/24/2034 | $128,336.42 | $2,445.62 | $649.58 | $1,796.04 |
| 12/24/2034 | $126,531.41 | $2,445.62 | $640.61 | $1,805.01 |
| 01/24/2035 | $124,717.39 | $2,445.62 | $631.60 | $1,814.02 |
| 02/24/2035 | $122,894.32 | $2,445.62 | $622.55 | $1,823.07 |
| 03/24/2035 | $121,062.15 | $2,445.62 | $613.45 | $1,832.17 |
| 04/24/2035 | $119,220.84 | $2,445.62 | $604.30 | $1,841.32 |
| 05/24/2035 | $117,370.33 | $2,445.62 | $595.11 | $1,850.51 |
| 06/24/2035 | $115,510.58 | $2,445.62 | $585.87 | $1,859.74 |
| 07/24/2035 | $113,641.56 | $2,445.62 | $576.59 | $1,869.03 |
| 08/24/2035 | $111,763.20 | $2,445.62 | $567.26 | $1,878.36 |
| 09/24/2035 | $109,875.46 | $2,445.62 | $557.88 | $1,887.73 |
| 10/24/2035 | $107,978.31 | $2,445.62 | $548.46 | $1,897.16 |
| 11/24/2035 | $106,071.68 | $2,445.62 | $538.99 | $1,906.63 |
| 12/24/2035 | $104,155.54 | $2,445.62 | $529.47 | $1,916.14 |
| 01/24/2036 | $102,229.83 | $2,445.62 | $519.91 | $1,925.71 |
| 02/24/2036 | $100,294.51 | $2,445.62 | $510.30 | $1,935.32 |
| 03/24/2036 | $98,349.53 | $2,445.62 | $500.64 | $1,944.98 |
| 04/24/2036 | $96,394.84 | $2,445.62 | $490.93 | $1,954.69 |
| 05/24/2036 | $94,430.39 | $2,445.62 | $481.17 | $1,964.45 |
| 06/24/2036 | $92,456.14 | $2,445.62 | $471.37 | $1,974.25 |
| 07/24/2036 | $90,472.03 | $2,445.62 | $461.51 | $1,984.11 |
| 08/24/2036 | $88,478.01 | $2,445.62 | $451.61 | $1,994.01 |
| 09/24/2036 | $86,474.05 | $2,445.62 | $441.65 | $2,003.97 |
| 10/24/2036 | $84,460.08 | $2,445.62 | $431.65 | $2,013.97 |
| 11/24/2036 | $82,436.06 | $2,445.62 | $421.60 | $2,024.02 |
| 12/24/2036 | $80,401.93 | $2,445.62 | $411.49 | $2,034.12 |
| 01/24/2037 | $78,357.66 | $2,445.62 | $401.34 | $2,044.28 |
| 02/24/2037 | $76,303.17 | $2,445.62 | $391.14 | $2,054.48 |
| 03/24/2037 | $74,238.43 | $2,445.62 | $380.88 | $2,064.74 |
| 04/24/2037 | $72,163.39 | $2,445.62 | $370.57 | $2,075.04 |
| 05/24/2037 | $70,077.99 | $2,445.62 | $360.22 | $2,085.40 |
| 06/24/2037 | $67,982.17 | $2,445.62 | $349.81 | $2,095.81 |
| 07/24/2037 | $65,875.90 | $2,445.62 | $339.34 | $2,106.27 |
| 08/24/2037 | $63,759.11 | $2,445.62 | $328.83 | $2,116.79 |
| 09/24/2037 | $61,631.76 | $2,445.62 | $318.26 | $2,127.35 |
| 10/24/2037 | $59,493.79 | $2,445.62 | $307.65 | $2,137.97 |
| 11/24/2037 | $57,345.14 | $2,445.62 | $296.97 | $2,148.65 |
| 12/24/2037 | $55,185.77 | $2,445.62 | $286.25 | $2,159.37 |
| 01/24/2038 | $53,015.62 | $2,445.62 | $275.47 | $2,170.15 |
| 02/24/2038 | $50,834.64 | $2,445.62 | $264.64 | $2,180.98 |
| 03/24/2038 | $48,642.77 | $2,445.62 | $253.75 | $2,191.87 |
| 04/24/2038 | $46,439.96 | $2,445.62 | $242.81 | $2,202.81 |
| 05/24/2038 | $44,226.15 | $2,445.62 | $231.81 | $2,213.81 |
| 06/24/2038 | $42,001.30 | $2,445.62 | $220.76 | $2,224.86 |
| 07/24/2038 | $39,765.34 | $2,445.62 | $209.66 | $2,235.96 |
| 08/24/2038 | $37,518.21 | $2,445.62 | $198.50 | $2,247.12 |
| 09/24/2038 | $35,259.87 | $2,445.62 | $187.28 | $2,258.34 |
| 10/24/2038 | $32,990.26 | $2,445.62 | $176.01 | $2,269.61 |
| 11/24/2038 | $30,709.32 | $2,445.62 | $164.68 | $2,280.94 |
| 12/24/2038 | $28,416.99 | $2,445.62 | $153.29 | $2,292.33 |
| 01/24/2039 | $26,113.22 | $2,445.62 | $141.85 | $2,303.77 |
| 02/24/2039 | $23,797.95 | $2,445.62 | $130.35 | $2,315.27 |
| 03/24/2039 | $21,471.12 | $2,445.62 | $118.79 | $2,326.83 |
| 04/24/2039 | $19,132.68 | $2,445.62 | $107.18 | $2,338.44 |
| 05/24/2039 | $16,782.57 | $2,445.62 | $95.50 | $2,350.11 |
| 06/24/2039 | $14,420.72 | $2,445.62 | $83.77 | $2,361.85 |
| 07/24/2039 | $12,047.09 | $2,445.62 | $71.98 | $2,373.63 |
| 08/24/2039 | $9,661.60 | $2,445.62 | $60.14 | $2,385.48 |
| 09/24/2039 | $7,264.21 | $2,445.62 | $48.23 | $2,397.39 |
| 10/24/2039 | $4,854.86 | $2,445.62 | $36.26 | $2,409.36 |
| 11/24/2039 | $2,433.47 | $2,445.62 | $24.23 | $2,421.38 |
| 12/24/2039 | $0.00 | $2,445.62 | $12.15 | $2,433.47 |
| TOTAL: | - | $440,211.30 | $150,211.30 | $290,000.00 |
Change options for different scenario in the form below:
Featured Ohio Home Equity Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
District Lending |
No Lender Fees | Learn More | |
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Spring EQ |
The leader for homeowners tapping cash from their homes since 2016. | Learn More | |
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CrossCountry Mortgage, LLC |
"Unlock Your Home's Potential" | Learn More | |
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Figure Home Equity Line Equal Housing Lender |
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | Learn More | |
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AmeriSave Mortgage Corporation |
Home Equity Loans & Refinance – Cash out | Learn More | |
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New American Funding, LLC |
Cash-Out and Home Equity Options Available. | Learn More | |
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Upstart |
As low as 8.25% APR on your initial draw* | Learn More | |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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