Home Equity Loan product from First Citizens Bank - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from First Citizens Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from First Citizens Bank

Product Total Termlength: 15 Years
Interest Rate: 8.025%

Monthly Payment: $ 3,062.71
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
04/25/2025 $319,077.29 $3,062.71 $2,140.00 $922.71
05/25/2025 $318,148.42 $3,062.71 $2,133.83 $928.88
06/25/2025 $317,213.33 $3,062.71 $2,127.62 $935.09
07/25/2025 $316,271.98 $3,062.71 $2,121.36 $941.34
08/25/2025 $315,324.35 $3,062.71 $2,115.07 $947.64
09/25/2025 $314,370.37 $3,062.71 $2,108.73 $953.98
10/25/2025 $313,410.02 $3,062.71 $2,102.35 $960.35
11/25/2025 $312,443.24 $3,062.71 $2,095.93 $966.78
12/25/2025 $311,470.00 $3,062.71 $2,089.46 $973.24
01/25/2026 $310,490.24 $3,062.71 $2,082.96 $979.75
02/25/2026 $309,503.94 $3,062.71 $2,076.40 $986.30
03/25/2026 $308,511.04 $3,062.71 $2,069.81 $992.90
04/25/2026 $307,511.50 $3,062.71 $2,063.17 $999.54
05/25/2026 $306,505.28 $3,062.71 $2,056.48 $1,006.22
06/25/2026 $305,492.33 $3,062.71 $2,049.75 $1,012.95
07/25/2026 $304,472.60 $3,062.71 $2,042.98 $1,019.73
08/25/2026 $303,446.05 $3,062.71 $2,036.16 $1,026.55
09/25/2026 $302,412.64 $3,062.71 $2,029.30 $1,033.41
10/25/2026 $301,372.32 $3,062.71 $2,022.38 $1,040.32
11/25/2026 $300,325.04 $3,062.71 $2,015.43 $1,047.28
12/25/2026 $299,270.76 $3,062.71 $2,008.42 $1,054.28
01/25/2027 $298,209.42 $3,062.71 $2,001.37 $1,061.33
02/25/2027 $297,140.99 $3,062.71 $1,994.28 $1,068.43
03/25/2027 $296,065.41 $3,062.71 $1,987.13 $1,075.58
04/25/2027 $294,982.65 $3,062.71 $1,979.94 $1,082.77
05/25/2027 $293,892.63 $3,062.71 $1,972.70 $1,090.01
06/25/2027 $292,795.34 $3,062.71 $1,965.41 $1,097.30
07/25/2027 $291,690.70 $3,062.71 $1,958.07 $1,104.64
08/25/2027 $290,578.67 $3,062.71 $1,950.68 $1,112.03
09/25/2027 $289,459.21 $3,062.71 $1,943.24 $1,119.46
10/25/2027 $288,332.26 $3,062.71 $1,935.76 $1,126.95
11/25/2027 $287,197.78 $3,062.71 $1,928.22 $1,134.48
12/25/2027 $286,055.70 $3,062.71 $1,920.64 $1,142.07
01/25/2028 $284,906.00 $3,062.71 $1,913.00 $1,149.71
02/25/2028 $283,748.60 $3,062.71 $1,905.31 $1,157.40
03/25/2028 $282,583.46 $3,062.71 $1,897.57 $1,165.14
04/25/2028 $281,410.53 $3,062.71 $1,889.78 $1,172.93
05/25/2028 $280,229.76 $3,062.71 $1,881.93 $1,180.77
06/25/2028 $279,041.09 $3,062.71 $1,874.04 $1,188.67
07/25/2028 $277,844.47 $3,062.71 $1,866.09 $1,196.62
08/25/2028 $276,639.84 $3,062.71 $1,858.08 $1,204.62
09/25/2028 $275,427.17 $3,062.71 $1,850.03 $1,212.68
10/25/2028 $274,206.38 $3,062.71 $1,841.92 $1,220.79
11/25/2028 $272,977.43 $3,062.71 $1,833.76 $1,228.95
12/25/2028 $271,740.26 $3,062.71 $1,825.54 $1,237.17
01/25/2029 $270,494.81 $3,062.71 $1,817.26 $1,245.44
02/25/2029 $269,241.04 $3,062.71 $1,808.93 $1,253.77
03/25/2029 $267,978.88 $3,062.71 $1,800.55 $1,262.16
04/25/2029 $266,708.28 $3,062.71 $1,792.11 $1,270.60
05/25/2029 $265,429.19 $3,062.71 $1,783.61 $1,279.10
06/25/2029 $264,141.54 $3,062.71 $1,775.06 $1,287.65
07/25/2029 $262,845.28 $3,062.71 $1,766.45 $1,296.26
08/25/2029 $261,540.35 $3,062.71 $1,757.78 $1,304.93
09/25/2029 $260,226.69 $3,062.71 $1,749.05 $1,313.66
10/25/2029 $258,904.25 $3,062.71 $1,740.27 $1,322.44
11/25/2029 $257,572.97 $3,062.71 $1,731.42 $1,331.28
12/25/2029 $256,232.78 $3,062.71 $1,722.52 $1,340.19
01/25/2030 $254,883.63 $3,062.71 $1,713.56 $1,349.15
02/25/2030 $253,525.46 $3,062.71 $1,704.53 $1,358.17
03/25/2030 $252,158.20 $3,062.71 $1,695.45 $1,367.26
04/25/2030 $250,781.80 $3,062.71 $1,686.31 $1,376.40
05/25/2030 $249,396.20 $3,062.71 $1,677.10 $1,385.60
06/25/2030 $248,001.33 $3,062.71 $1,667.84 $1,394.87
07/25/2030 $246,597.13 $3,062.71 $1,658.51 $1,404.20
08/25/2030 $245,183.54 $3,062.71 $1,649.12 $1,413.59
09/25/2030 $243,760.50 $3,062.71 $1,639.66 $1,423.04
10/25/2030 $242,327.94 $3,062.71 $1,630.15 $1,432.56
11/25/2030 $240,885.81 $3,062.71 $1,620.57 $1,442.14
12/25/2030 $239,434.02 $3,062.71 $1,610.92 $1,451.78
01/25/2031 $237,972.53 $3,062.71 $1,601.22 $1,461.49
02/25/2031 $236,501.26 $3,062.71 $1,591.44 $1,471.27
03/25/2031 $235,020.16 $3,062.71 $1,581.60 $1,481.10
04/25/2031 $233,529.15 $3,062.71 $1,571.70 $1,491.01
05/25/2031 $232,028.17 $3,062.71 $1,561.73 $1,500.98
06/25/2031 $230,517.15 $3,062.71 $1,551.69 $1,511.02
07/25/2031 $228,996.03 $3,062.71 $1,541.58 $1,521.12
08/25/2031 $227,464.73 $3,062.71 $1,531.41 $1,531.30
09/25/2031 $225,923.20 $3,062.71 $1,521.17 $1,541.54
10/25/2031 $224,371.35 $3,062.71 $1,510.86 $1,551.85
11/25/2031 $222,809.13 $3,062.71 $1,500.48 $1,562.22
12/25/2031 $221,236.46 $3,062.71 $1,490.04 $1,572.67
01/25/2032 $219,653.27 $3,062.71 $1,479.52 $1,583.19
02/25/2032 $218,059.49 $3,062.71 $1,468.93 $1,593.78
03/25/2032 $216,455.06 $3,062.71 $1,458.27 $1,604.43
04/25/2032 $214,839.89 $3,062.71 $1,447.54 $1,615.16
05/25/2032 $213,213.93 $3,062.71 $1,436.74 $1,625.97
06/25/2032 $211,577.09 $3,062.71 $1,425.87 $1,636.84
07/25/2032 $209,929.31 $3,062.71 $1,414.92 $1,647.79
08/25/2032 $208,270.50 $3,062.71 $1,403.90 $1,658.80
09/25/2032 $206,600.60 $3,062.71 $1,392.81 $1,669.90
10/25/2032 $204,919.54 $3,062.71 $1,381.64 $1,681.07
11/25/2032 $203,227.23 $3,062.71 $1,370.40 $1,692.31
12/25/2032 $201,523.61 $3,062.71 $1,359.08 $1,703.62
01/25/2033 $199,808.59 $3,062.71 $1,347.69 $1,715.02
02/25/2033 $198,082.10 $3,062.71 $1,336.22 $1,726.49
03/25/2033 $196,344.07 $3,062.71 $1,324.67 $1,738.03
04/25/2033 $194,594.41 $3,062.71 $1,313.05 $1,749.66
05/25/2033 $192,833.06 $3,062.71 $1,301.35 $1,761.36
06/25/2033 $191,059.92 $3,062.71 $1,289.57 $1,773.14
07/25/2033 $189,274.93 $3,062.71 $1,277.71 $1,784.99
08/25/2033 $187,478.00 $3,062.71 $1,265.78 $1,796.93
09/25/2033 $185,669.05 $3,062.71 $1,253.76 $1,808.95
10/25/2033 $183,848.00 $3,062.71 $1,241.66 $1,821.05
11/25/2033 $182,014.78 $3,062.71 $1,229.48 $1,833.22
12/25/2033 $180,169.30 $3,062.71 $1,217.22 $1,845.48
01/25/2034 $178,311.47 $3,062.71 $1,204.88 $1,857.82
02/25/2034 $176,441.22 $3,062.71 $1,192.46 $1,870.25
03/25/2034 $174,558.47 $3,062.71 $1,179.95 $1,882.76
04/25/2034 $172,663.12 $3,062.71 $1,167.36 $1,895.35
05/25/2034 $170,755.10 $3,062.71 $1,154.68 $1,908.02
06/25/2034 $168,834.32 $3,062.71 $1,141.92 $1,920.78
07/25/2034 $166,900.69 $3,062.71 $1,129.08 $1,933.63
08/25/2034 $164,954.13 $3,062.71 $1,116.15 $1,946.56
09/25/2034 $162,994.55 $3,062.71 $1,103.13 $1,959.58
10/25/2034 $161,021.87 $3,062.71 $1,090.03 $1,972.68
11/25/2034 $159,036.00 $3,062.71 $1,076.83 $1,985.87
12/25/2034 $157,036.85 $3,062.71 $1,063.55 $1,999.15
01/25/2035 $155,024.32 $3,062.71 $1,050.18 $2,012.52
02/25/2035 $152,998.34 $3,062.71 $1,036.73 $2,025.98
03/25/2035 $150,958.81 $3,062.71 $1,023.18 $2,039.53
04/25/2035 $148,905.64 $3,062.71 $1,009.54 $2,053.17
05/25/2035 $146,838.74 $3,062.71 $995.81 $2,066.90
06/25/2035 $144,758.02 $3,062.71 $981.98 $2,080.72
07/25/2035 $142,663.38 $3,062.71 $968.07 $2,094.64
08/25/2035 $140,554.73 $3,062.71 $954.06 $2,108.65
09/25/2035 $138,431.99 $3,062.71 $939.96 $2,122.75
10/25/2035 $136,295.04 $3,062.71 $925.76 $2,136.94
11/25/2035 $134,143.81 $3,062.71 $911.47 $2,151.23
12/25/2035 $131,978.19 $3,062.71 $897.09 $2,165.62
01/25/2036 $129,798.09 $3,062.71 $882.60 $2,180.10
02/25/2036 $127,603.41 $3,062.71 $868.02 $2,194.68
03/25/2036 $125,394.05 $3,062.71 $853.35 $2,209.36
04/25/2036 $123,169.91 $3,062.71 $838.57 $2,224.13
05/25/2036 $120,930.90 $3,062.71 $823.70 $2,239.01
06/25/2036 $118,676.92 $3,062.71 $808.73 $2,253.98
07/25/2036 $116,407.87 $3,062.71 $793.65 $2,269.05
08/25/2036 $114,123.64 $3,062.71 $778.48 $2,284.23
09/25/2036 $111,824.13 $3,062.71 $763.20 $2,299.51
10/25/2036 $109,509.25 $3,062.71 $747.82 $2,314.88
11/25/2036 $107,178.89 $3,062.71 $732.34 $2,330.36
12/25/2036 $104,832.94 $3,062.71 $716.76 $2,345.95
01/25/2037 $102,471.30 $3,062.71 $701.07 $2,361.64
02/25/2037 $100,093.87 $3,062.71 $685.28 $2,377.43
03/25/2037 $97,700.54 $3,062.71 $669.38 $2,393.33
04/25/2037 $95,291.21 $3,062.71 $653.37 $2,409.33
05/25/2037 $92,865.76 $3,062.71 $637.26 $2,425.45
06/25/2037 $90,424.10 $3,062.71 $621.04 $2,441.67
07/25/2037 $87,966.10 $3,062.71 $604.71 $2,458.00
08/25/2037 $85,491.67 $3,062.71 $588.27 $2,474.43
09/25/2037 $83,000.68 $3,062.71 $571.73 $2,490.98
10/25/2037 $80,493.04 $3,062.71 $555.07 $2,507.64
11/25/2037 $77,968.64 $3,062.71 $538.30 $2,524.41
12/25/2037 $75,427.34 $3,062.71 $521.42 $2,541.29
01/25/2038 $72,869.06 $3,062.71 $504.42 $2,558.29
02/25/2038 $70,293.66 $3,062.71 $487.31 $2,575.40
03/25/2038 $67,701.04 $3,062.71 $470.09 $2,592.62
04/25/2038 $65,091.09 $3,062.71 $452.75 $2,609.96
05/25/2038 $62,463.68 $3,062.71 $435.30 $2,627.41
06/25/2038 $59,818.70 $3,062.71 $417.73 $2,644.98
07/25/2038 $57,156.03 $3,062.71 $400.04 $2,662.67
08/25/2038 $54,475.55 $3,062.71 $382.23 $2,680.48
09/25/2038 $51,777.15 $3,062.71 $364.31 $2,698.40
10/25/2038 $49,060.70 $3,062.71 $346.26 $2,716.45
11/25/2038 $46,326.09 $3,062.71 $328.09 $2,734.61
12/25/2038 $43,573.19 $3,062.71 $309.81 $2,752.90
01/25/2039 $40,801.88 $3,062.71 $291.40 $2,771.31
02/25/2039 $38,012.03 $3,062.71 $272.86 $2,789.84
03/25/2039 $35,203.53 $3,062.71 $254.21 $2,808.50
04/25/2039 $32,376.25 $3,062.71 $235.42 $2,827.28
05/25/2039 $29,530.06 $3,062.71 $216.52 $2,846.19
06/25/2039 $26,664.83 $3,062.71 $197.48 $2,865.22
07/25/2039 $23,780.45 $3,062.71 $178.32 $2,884.39
08/25/2039 $20,876.77 $3,062.71 $159.03 $2,903.68
09/25/2039 $17,953.68 $3,062.71 $139.61 $2,923.09
10/25/2039 $15,011.04 $3,062.71 $120.07 $2,942.64
11/25/2039 $12,048.72 $3,062.71 $100.39 $2,962.32
12/25/2039 $9,066.59 $3,062.71 $80.58 $2,982.13
01/25/2040 $6,064.51 $3,062.71 $60.63 $3,002.07
02/25/2040 $3,042.36 $3,062.71 $40.56 $3,022.15
03/25/2040 $0.00 $3,062.71 $20.35 $3,042.36
TOTAL: - $551,287.23 $231,287.23 $320,000.00

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.


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