Home Equity Loan product from CITIZENS EQUITY FIRST - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from CITIZENS EQUITY FIRST. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from CITIZENS EQUITY FIRST

Interest Type: Fixed
Interest Rate: 6.990%
Term : 15 Years

Monthly Payment: $ 2,604.98
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
05/28/2025 $289,084.27 $2,604.98 $1,689.25 $915.73
06/28/2025 $288,163.20 $2,604.98 $1,683.92 $921.07
07/28/2025 $287,236.77 $2,604.98 $1,678.55 $926.43
08/28/2025 $286,304.95 $2,604.98 $1,673.15 $931.83
09/28/2025 $285,367.69 $2,604.98 $1,667.73 $937.25
10/28/2025 $284,424.98 $2,604.98 $1,662.27 $942.71
11/28/2025 $283,476.77 $2,604.98 $1,656.78 $948.21
12/28/2025 $282,523.04 $2,604.98 $1,651.25 $953.73
01/28/2026 $281,563.76 $2,604.98 $1,645.70 $959.28
02/28/2026 $280,598.89 $2,604.98 $1,640.11 $964.87
03/28/2026 $279,628.40 $2,604.98 $1,634.49 $970.49
04/28/2026 $278,652.25 $2,604.98 $1,628.84 $976.15
05/28/2026 $277,670.42 $2,604.98 $1,623.15 $981.83
06/28/2026 $276,682.87 $2,604.98 $1,617.43 $987.55
07/28/2026 $275,689.56 $2,604.98 $1,611.68 $993.30
08/28/2026 $274,690.48 $2,604.98 $1,605.89 $999.09
09/28/2026 $273,685.57 $2,604.98 $1,600.07 $1,004.91
10/28/2026 $272,674.80 $2,604.98 $1,594.22 $1,010.76
11/28/2026 $271,658.15 $2,604.98 $1,588.33 $1,016.65
12/28/2026 $270,635.58 $2,604.98 $1,582.41 $1,022.57
01/28/2027 $269,607.05 $2,604.98 $1,576.45 $1,028.53
02/28/2027 $268,572.53 $2,604.98 $1,570.46 $1,034.52
03/28/2027 $267,531.99 $2,604.98 $1,564.44 $1,040.55
04/28/2027 $266,485.38 $2,604.98 $1,558.37 $1,046.61
05/28/2027 $265,432.68 $2,604.98 $1,552.28 $1,052.70
06/28/2027 $264,373.84 $2,604.98 $1,546.15 $1,058.84
07/28/2027 $263,308.84 $2,604.98 $1,539.98 $1,065.00
08/28/2027 $262,237.63 $2,604.98 $1,533.77 $1,071.21
09/28/2027 $261,160.18 $2,604.98 $1,527.53 $1,077.45
10/28/2027 $260,076.46 $2,604.98 $1,521.26 $1,083.72
11/28/2027 $258,986.42 $2,604.98 $1,514.95 $1,090.04
12/28/2027 $257,890.04 $2,604.98 $1,508.60 $1,096.39
01/28/2028 $256,787.27 $2,604.98 $1,502.21 $1,102.77
02/28/2028 $255,678.07 $2,604.98 $1,495.79 $1,109.20
03/28/2028 $254,562.42 $2,604.98 $1,489.32 $1,115.66
04/28/2028 $253,440.26 $2,604.98 $1,482.83 $1,122.15
05/28/2028 $252,311.57 $2,604.98 $1,476.29 $1,128.69
06/28/2028 $251,176.30 $2,604.98 $1,469.71 $1,135.27
07/28/2028 $250,034.43 $2,604.98 $1,463.10 $1,141.88
08/28/2028 $248,885.90 $2,604.98 $1,456.45 $1,148.53
09/28/2028 $247,730.68 $2,604.98 $1,449.76 $1,155.22
10/28/2028 $246,568.73 $2,604.98 $1,443.03 $1,161.95
11/28/2028 $245,400.01 $2,604.98 $1,436.26 $1,168.72
12/28/2028 $244,224.48 $2,604.98 $1,429.46 $1,175.53
01/28/2029 $243,042.11 $2,604.98 $1,422.61 $1,182.37
02/28/2029 $241,852.85 $2,604.98 $1,415.72 $1,189.26
03/28/2029 $240,656.66 $2,604.98 $1,408.79 $1,196.19
04/28/2029 $239,453.50 $2,604.98 $1,401.83 $1,203.16
05/28/2029 $238,243.34 $2,604.98 $1,394.82 $1,210.16
06/28/2029 $237,026.13 $2,604.98 $1,387.77 $1,217.21
07/28/2029 $235,801.82 $2,604.98 $1,380.68 $1,224.30
08/28/2029 $234,570.39 $2,604.98 $1,373.55 $1,231.44
09/28/2029 $233,331.78 $2,604.98 $1,366.37 $1,238.61
10/28/2029 $232,085.95 $2,604.98 $1,359.16 $1,245.82
11/28/2029 $230,832.87 $2,604.98 $1,351.90 $1,253.08
12/28/2029 $229,572.49 $2,604.98 $1,344.60 $1,260.38
01/28/2030 $228,304.77 $2,604.98 $1,337.26 $1,267.72
02/28/2030 $227,029.67 $2,604.98 $1,329.88 $1,275.11
03/28/2030 $225,747.14 $2,604.98 $1,322.45 $1,282.53
04/28/2030 $224,457.13 $2,604.98 $1,314.98 $1,290.00
05/28/2030 $223,159.61 $2,604.98 $1,307.46 $1,297.52
06/28/2030 $221,854.54 $2,604.98 $1,299.90 $1,305.08
07/28/2030 $220,541.86 $2,604.98 $1,292.30 $1,312.68
08/28/2030 $219,221.53 $2,604.98 $1,284.66 $1,320.32
09/28/2030 $217,893.52 $2,604.98 $1,276.97 $1,328.02
10/28/2030 $216,557.77 $2,604.98 $1,269.23 $1,335.75
11/28/2030 $215,214.24 $2,604.98 $1,261.45 $1,343.53
12/28/2030 $213,862.88 $2,604.98 $1,253.62 $1,351.36
01/28/2031 $212,503.65 $2,604.98 $1,245.75 $1,359.23
02/28/2031 $211,136.50 $2,604.98 $1,237.83 $1,367.15
03/28/2031 $209,761.39 $2,604.98 $1,229.87 $1,375.11
04/28/2031 $208,378.27 $2,604.98 $1,221.86 $1,383.12
05/28/2031 $206,987.09 $2,604.98 $1,213.80 $1,391.18
06/28/2031 $205,587.81 $2,604.98 $1,205.70 $1,399.28
07/28/2031 $204,180.38 $2,604.98 $1,197.55 $1,407.43
08/28/2031 $202,764.75 $2,604.98 $1,189.35 $1,415.63
09/28/2031 $201,340.87 $2,604.98 $1,181.10 $1,423.88
10/28/2031 $199,908.70 $2,604.98 $1,172.81 $1,432.17
11/28/2031 $198,468.19 $2,604.98 $1,164.47 $1,440.51
12/28/2031 $197,019.28 $2,604.98 $1,156.08 $1,448.90
01/28/2032 $195,561.94 $2,604.98 $1,147.64 $1,457.34
02/28/2032 $194,096.11 $2,604.98 $1,139.15 $1,465.83
03/28/2032 $192,621.74 $2,604.98 $1,130.61 $1,474.37
04/28/2032 $191,138.78 $2,604.98 $1,122.02 $1,482.96
05/28/2032 $189,647.18 $2,604.98 $1,113.38 $1,491.60
06/28/2032 $188,146.89 $2,604.98 $1,104.69 $1,500.29
07/28/2032 $186,637.87 $2,604.98 $1,095.96 $1,509.03
08/28/2032 $185,120.05 $2,604.98 $1,087.17 $1,517.82
09/28/2032 $183,593.40 $2,604.98 $1,078.32 $1,526.66
10/28/2032 $182,057.85 $2,604.98 $1,069.43 $1,535.55
11/28/2032 $180,513.35 $2,604.98 $1,060.49 $1,544.49
12/28/2032 $178,959.86 $2,604.98 $1,051.49 $1,553.49
01/28/2033 $177,397.32 $2,604.98 $1,042.44 $1,562.54
02/28/2033 $175,825.68 $2,604.98 $1,033.34 $1,571.64
03/28/2033 $174,244.89 $2,604.98 $1,024.18 $1,580.80
04/28/2033 $172,654.88 $2,604.98 $1,014.98 $1,590.00
05/28/2033 $171,055.61 $2,604.98 $1,005.71 $1,599.27
06/28/2033 $169,447.03 $2,604.98 $996.40 $1,608.58
07/28/2033 $167,829.08 $2,604.98 $987.03 $1,617.95
08/28/2033 $166,201.70 $2,604.98 $977.60 $1,627.38
09/28/2033 $164,564.85 $2,604.98 $968.12 $1,636.86
10/28/2033 $162,918.46 $2,604.98 $958.59 $1,646.39
11/28/2033 $161,262.48 $2,604.98 $949.00 $1,655.98
12/28/2033 $159,596.85 $2,604.98 $939.35 $1,665.63
01/28/2034 $157,921.52 $2,604.98 $929.65 $1,675.33
02/28/2034 $156,236.43 $2,604.98 $919.89 $1,685.09
03/28/2034 $154,541.53 $2,604.98 $910.08 $1,694.90
04/28/2034 $152,836.75 $2,604.98 $900.20 $1,704.78
05/28/2034 $151,122.05 $2,604.98 $890.27 $1,714.71
06/28/2034 $149,397.35 $2,604.98 $880.29 $1,724.70
07/28/2034 $147,662.61 $2,604.98 $870.24 $1,734.74
08/28/2034 $145,917.76 $2,604.98 $860.13 $1,744.85
09/28/2034 $144,162.75 $2,604.98 $849.97 $1,755.01
10/28/2034 $142,397.52 $2,604.98 $839.75 $1,765.23
11/28/2034 $140,622.00 $2,604.98 $829.47 $1,775.52
12/28/2034 $138,836.15 $2,604.98 $819.12 $1,785.86
01/28/2035 $137,039.89 $2,604.98 $808.72 $1,796.26
02/28/2035 $135,233.16 $2,604.98 $798.26 $1,806.72
03/28/2035 $133,415.91 $2,604.98 $787.73 $1,817.25
04/28/2035 $131,588.08 $2,604.98 $777.15 $1,827.83
05/28/2035 $129,749.60 $2,604.98 $766.50 $1,838.48
06/28/2035 $127,900.41 $2,604.98 $755.79 $1,849.19
07/28/2035 $126,040.45 $2,604.98 $745.02 $1,859.96
08/28/2035 $124,169.66 $2,604.98 $734.19 $1,870.80
09/28/2035 $122,287.96 $2,604.98 $723.29 $1,881.69
10/28/2035 $120,395.31 $2,604.98 $712.33 $1,892.65
11/28/2035 $118,491.63 $2,604.98 $701.30 $1,903.68
12/28/2035 $116,576.86 $2,604.98 $690.21 $1,914.77
01/28/2036 $114,650.94 $2,604.98 $679.06 $1,925.92
02/28/2036 $112,713.80 $2,604.98 $667.84 $1,937.14
03/28/2036 $110,765.38 $2,604.98 $656.56 $1,948.42
04/28/2036 $108,805.61 $2,604.98 $645.21 $1,959.77
05/28/2036 $106,834.42 $2,604.98 $633.79 $1,971.19
06/28/2036 $104,851.75 $2,604.98 $622.31 $1,982.67
07/28/2036 $102,857.53 $2,604.98 $610.76 $1,994.22
08/28/2036 $100,851.69 $2,604.98 $599.15 $2,005.84
09/28/2036 $98,834.17 $2,604.98 $587.46 $2,017.52
10/28/2036 $96,804.90 $2,604.98 $575.71 $2,029.27
11/28/2036 $94,763.81 $2,604.98 $563.89 $2,041.09
12/28/2036 $92,710.83 $2,604.98 $552.00 $2,052.98
01/28/2037 $90,645.89 $2,604.98 $540.04 $2,064.94
02/28/2037 $88,568.92 $2,604.98 $528.01 $2,076.97
03/28/2037 $86,479.85 $2,604.98 $515.91 $2,089.07
04/28/2037 $84,378.62 $2,604.98 $503.75 $2,101.24
05/28/2037 $82,265.14 $2,604.98 $491.51 $2,113.48
06/28/2037 $80,139.35 $2,604.98 $479.19 $2,125.79
07/28/2037 $78,001.19 $2,604.98 $466.81 $2,138.17
08/28/2037 $75,850.56 $2,604.98 $454.36 $2,150.62
09/28/2037 $73,687.41 $2,604.98 $441.83 $2,163.15
10/28/2037 $71,511.66 $2,604.98 $429.23 $2,175.75
11/28/2037 $69,323.23 $2,604.98 $416.56 $2,188.43
12/28/2037 $67,122.06 $2,604.98 $403.81 $2,201.17
01/28/2038 $64,908.06 $2,604.98 $390.99 $2,213.99
02/28/2038 $62,681.17 $2,604.98 $378.09 $2,226.89
03/28/2038 $60,441.31 $2,604.98 $365.12 $2,239.86
04/28/2038 $58,188.40 $2,604.98 $352.07 $2,252.91
05/28/2038 $55,922.37 $2,604.98 $338.95 $2,266.03
06/28/2038 $53,643.13 $2,604.98 $325.75 $2,279.23
07/28/2038 $51,350.62 $2,604.98 $312.47 $2,292.51
08/28/2038 $49,044.76 $2,604.98 $299.12 $2,305.86
09/28/2038 $46,725.46 $2,604.98 $285.69 $2,319.30
10/28/2038 $44,392.66 $2,604.98 $272.18 $2,332.81
11/28/2038 $42,046.27 $2,604.98 $258.59 $2,346.39
12/28/2038 $39,686.20 $2,604.98 $244.92 $2,360.06
01/28/2039 $37,312.40 $2,604.98 $231.17 $2,373.81
02/28/2039 $34,924.76 $2,604.98 $217.34 $2,387.64
03/28/2039 $32,523.21 $2,604.98 $203.44 $2,401.54
04/28/2039 $30,107.68 $2,604.98 $189.45 $2,415.53
05/28/2039 $27,678.08 $2,604.98 $175.38 $2,429.60
06/28/2039 $25,234.32 $2,604.98 $161.22 $2,443.76
07/28/2039 $22,776.33 $2,604.98 $146.99 $2,457.99
08/28/2039 $20,304.02 $2,604.98 $132.67 $2,472.31
09/28/2039 $17,817.31 $2,604.98 $118.27 $2,486.71
10/28/2039 $15,316.12 $2,604.98 $103.79 $2,501.20
11/28/2039 $12,800.35 $2,604.98 $89.22 $2,515.76
12/28/2039 $10,269.93 $2,604.98 $74.56 $2,530.42
01/28/2040 $7,724.77 $2,604.98 $59.82 $2,545.16
02/28/2040 $5,164.79 $2,604.98 $45.00 $2,559.98
03/28/2040 $2,589.89 $2,604.98 $30.08 $2,574.90
04/28/2040 $0.00 $2,604.98 $15.09 $2,589.89
TOTAL: - $468,896.57 $178,896.57 $290,000.00

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.


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