Home Equity Loan product from Citibank, National Association - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from Citibank, National Association. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from Citibank, National Association

Interest Type: Fixed
Interest Rate: 5.820%
Term : 15 Years

Monthly Payment: $ 2,168.82

Date	Principal Balance^?	Monthly Payment^?	Interest^?	Monthly Amortization^?
04/25/2025	$259,092.18	$2,168.82	$1,261.00	$907.82
05/25/2025	$258,179.95	$2,168.82	$1,256.60	$912.23
06/25/2025	$257,263.30	$2,168.82	$1,252.17	$916.65
07/25/2025	$256,342.20	$2,168.82	$1,247.73	$921.10
08/25/2025	$255,416.64	$2,168.82	$1,243.26	$925.56
09/25/2025	$254,486.58	$2,168.82	$1,238.77	$930.05
10/25/2025	$253,552.02	$2,168.82	$1,234.26	$934.56
11/25/2025	$252,612.92	$2,168.82	$1,229.73	$939.10
12/25/2025	$251,669.27	$2,168.82	$1,225.17	$943.65
01/25/2026	$250,721.04	$2,168.82	$1,220.60	$948.23
02/25/2026	$249,768.22	$2,168.82	$1,216.00	$952.83
03/25/2026	$248,810.77	$2,168.82	$1,211.38	$957.45
04/25/2026	$247,848.68	$2,168.82	$1,206.73	$962.09
05/25/2026	$246,881.92	$2,168.82	$1,202.07	$966.76
06/25/2026	$245,910.47	$2,168.82	$1,197.38	$971.45
07/25/2026	$244,934.31	$2,168.82	$1,192.67	$976.16
08/25/2026	$243,953.42	$2,168.82	$1,187.93	$980.89
09/25/2026	$242,967.77	$2,168.82	$1,183.17	$985.65
10/25/2026	$241,977.34	$2,168.82	$1,178.39	$990.43
11/25/2026	$240,982.11	$2,168.82	$1,173.59	$995.23
12/25/2026	$239,982.04	$2,168.82	$1,168.76	$1,000.06
01/25/2027	$238,977.13	$2,168.82	$1,163.91	$1,004.91
02/25/2027	$237,967.35	$2,168.82	$1,159.04	$1,009.78
03/25/2027	$236,952.67	$2,168.82	$1,154.14	$1,014.68
04/25/2027	$235,933.06	$2,168.82	$1,149.22	$1,019.60
05/25/2027	$234,908.51	$2,168.82	$1,144.28	$1,024.55
06/25/2027	$233,879.00	$2,168.82	$1,139.31	$1,029.52
07/25/2027	$232,844.48	$2,168.82	$1,134.31	$1,034.51
08/25/2027	$231,804.96	$2,168.82	$1,129.30	$1,039.53
09/25/2027	$230,760.39	$2,168.82	$1,124.25	$1,044.57
10/25/2027	$229,710.75	$2,168.82	$1,119.19	$1,049.64
11/25/2027	$228,656.02	$2,168.82	$1,114.10	$1,054.73
12/25/2027	$227,596.18	$2,168.82	$1,108.98	$1,059.84
01/25/2028	$226,531.20	$2,168.82	$1,103.84	$1,064.98
02/25/2028	$225,461.05	$2,168.82	$1,098.68	$1,070.15
03/25/2028	$224,385.71	$2,168.82	$1,093.49	$1,075.34
04/25/2028	$223,305.16	$2,168.82	$1,088.27	$1,080.55
05/25/2028	$222,219.37	$2,168.82	$1,083.03	$1,085.79
06/25/2028	$221,128.31	$2,168.82	$1,077.76	$1,091.06
07/25/2028	$220,031.95	$2,168.82	$1,072.47	$1,096.35
08/25/2028	$218,930.28	$2,168.82	$1,067.15	$1,101.67
09/25/2028	$217,823.27	$2,168.82	$1,061.81	$1,107.01
10/25/2028	$216,710.89	$2,168.82	$1,056.44	$1,112.38
11/25/2028	$215,593.11	$2,168.82	$1,051.05	$1,117.78
12/25/2028	$214,469.92	$2,168.82	$1,045.63	$1,123.20
01/25/2029	$213,341.27	$2,168.82	$1,040.18	$1,128.64
02/25/2029	$212,207.15	$2,168.82	$1,034.71	$1,134.12
03/25/2029	$211,067.53	$2,168.82	$1,029.20	$1,139.62
04/25/2029	$209,922.39	$2,168.82	$1,023.68	$1,145.15
05/25/2029	$208,771.69	$2,168.82	$1,018.12	$1,150.70
06/25/2029	$207,615.41	$2,168.82	$1,012.54	$1,156.28
07/25/2029	$206,453.52	$2,168.82	$1,006.93	$1,161.89
08/25/2029	$205,285.99	$2,168.82	$1,001.30	$1,167.52
09/25/2029	$204,112.80	$2,168.82	$995.64	$1,173.19
10/25/2029	$202,933.93	$2,168.82	$989.95	$1,178.88
11/25/2029	$201,749.33	$2,168.82	$984.23	$1,184.59
12/25/2029	$200,558.99	$2,168.82	$978.48	$1,190.34
01/25/2030	$199,362.88	$2,168.82	$972.71	$1,196.11
02/25/2030	$198,160.97	$2,168.82	$966.91	$1,201.91
03/25/2030	$196,953.22	$2,168.82	$961.08	$1,207.74
04/25/2030	$195,739.62	$2,168.82	$955.22	$1,213.60
05/25/2030	$194,520.14	$2,168.82	$949.34	$1,219.49
06/25/2030	$193,294.73	$2,168.82	$943.42	$1,225.40
07/25/2030	$192,063.39	$2,168.82	$937.48	$1,231.34
08/25/2030	$190,826.07	$2,168.82	$931.51	$1,237.32
09/25/2030	$189,582.75	$2,168.82	$925.51	$1,243.32
10/25/2030	$188,333.41	$2,168.82	$919.48	$1,249.35
11/25/2030	$187,078.00	$2,168.82	$913.42	$1,255.41
12/25/2030	$185,816.50	$2,168.82	$907.33	$1,261.50
01/25/2031	$184,548.89	$2,168.82	$901.21	$1,267.61
02/25/2031	$183,275.13	$2,168.82	$895.06	$1,273.76
03/25/2031	$181,995.19	$2,168.82	$888.88	$1,279.94
04/25/2031	$180,709.04	$2,168.82	$882.68	$1,286.15
05/25/2031	$179,416.66	$2,168.82	$876.44	$1,292.39
06/25/2031	$178,118.00	$2,168.82	$870.17	$1,298.65
07/25/2031	$176,813.05	$2,168.82	$863.87	$1,304.95
08/25/2031	$175,501.77	$2,168.82	$857.54	$1,311.28
09/25/2031	$174,184.13	$2,168.82	$851.18	$1,317.64
10/25/2031	$172,860.10	$2,168.82	$844.79	$1,324.03
11/25/2031	$171,529.65	$2,168.82	$838.37	$1,330.45
12/25/2031	$170,192.74	$2,168.82	$831.92	$1,336.91
01/25/2032	$168,849.35	$2,168.82	$825.43	$1,343.39
02/25/2032	$167,499.45	$2,168.82	$818.92	$1,349.90
03/25/2032	$166,143.00	$2,168.82	$812.37	$1,356.45
04/25/2032	$164,779.96	$2,168.82	$805.79	$1,363.03
05/25/2032	$163,410.32	$2,168.82	$799.18	$1,369.64
06/25/2032	$162,034.04	$2,168.82	$792.54	$1,376.28
07/25/2032	$160,651.08	$2,168.82	$785.87	$1,382.96
08/25/2032	$159,261.41	$2,168.82	$779.16	$1,389.67
09/25/2032	$157,865.01	$2,168.82	$772.42	$1,396.41
10/25/2032	$156,461.83	$2,168.82	$765.65	$1,403.18
11/25/2032	$155,051.84	$2,168.82	$758.84	$1,409.98
12/25/2032	$153,635.02	$2,168.82	$752.00	$1,416.82
01/25/2033	$152,211.33	$2,168.82	$745.13	$1,423.69
02/25/2033	$150,780.73	$2,168.82	$738.22	$1,430.60
03/25/2033	$149,343.19	$2,168.82	$731.29	$1,437.54
04/25/2033	$147,898.68	$2,168.82	$724.31	$1,444.51
05/25/2033	$146,447.17	$2,168.82	$717.31	$1,451.52
06/25/2033	$144,988.61	$2,168.82	$710.27	$1,458.56
07/25/2033	$143,522.98	$2,168.82	$703.19	$1,465.63
08/25/2033	$142,050.24	$2,168.82	$696.09	$1,472.74
09/25/2033	$140,570.36	$2,168.82	$688.94	$1,479.88
10/25/2033	$139,083.31	$2,168.82	$681.77	$1,487.06
11/25/2033	$137,589.04	$2,168.82	$674.55	$1,494.27
12/25/2033	$136,087.52	$2,168.82	$667.31	$1,501.52
01/25/2034	$134,578.72	$2,168.82	$660.02	$1,508.80
02/25/2034	$133,062.60	$2,168.82	$652.71	$1,516.12
03/25/2034	$131,539.13	$2,168.82	$645.35	$1,523.47
04/25/2034	$130,008.27	$2,168.82	$637.96	$1,530.86
05/25/2034	$128,469.99	$2,168.82	$630.54	$1,538.28
06/25/2034	$126,924.24	$2,168.82	$623.08	$1,545.74
07/25/2034	$125,371.00	$2,168.82	$615.58	$1,553.24
08/25/2034	$123,810.23	$2,168.82	$608.05	$1,560.77
09/25/2034	$122,241.88	$2,168.82	$600.48	$1,568.34
10/25/2034	$120,665.93	$2,168.82	$592.87	$1,575.95
11/25/2034	$119,082.34	$2,168.82	$585.23	$1,583.59
12/25/2034	$117,491.06	$2,168.82	$577.55	$1,591.27
01/25/2035	$115,892.07	$2,168.82	$569.83	$1,598.99
02/25/2035	$114,285.32	$2,168.82	$562.08	$1,606.75
03/25/2035	$112,670.78	$2,168.82	$554.28	$1,614.54
04/25/2035	$111,048.41	$2,168.82	$546.45	$1,622.37
05/25/2035	$109,418.17	$2,168.82	$538.58	$1,630.24
06/25/2035	$107,780.03	$2,168.82	$530.68	$1,638.15
07/25/2035	$106,133.94	$2,168.82	$522.73	$1,646.09
08/25/2035	$104,479.86	$2,168.82	$514.75	$1,654.07
09/25/2035	$102,817.76	$2,168.82	$506.73	$1,662.10
10/25/2035	$101,147.61	$2,168.82	$498.67	$1,670.16
11/25/2035	$99,469.35	$2,168.82	$490.57	$1,678.26
12/25/2035	$97,782.95	$2,168.82	$482.43	$1,686.40
01/25/2036	$96,088.37	$2,168.82	$474.25	$1,694.58
02/25/2036	$94,385.58	$2,168.82	$466.03	$1,702.80
03/25/2036	$92,674.52	$2,168.82	$457.77	$1,711.05
04/25/2036	$90,955.17	$2,168.82	$449.47	$1,719.35
05/25/2036	$89,227.48	$2,168.82	$441.13	$1,727.69
06/25/2036	$87,491.41	$2,168.82	$432.75	$1,736.07
07/25/2036	$85,746.92	$2,168.82	$424.33	$1,744.49
08/25/2036	$83,993.97	$2,168.82	$415.87	$1,752.95
09/25/2036	$82,232.51	$2,168.82	$407.37	$1,761.45
10/25/2036	$80,462.52	$2,168.82	$398.83	$1,770.00
11/25/2036	$78,683.94	$2,168.82	$390.24	$1,778.58
12/25/2036	$76,896.73	$2,168.82	$381.62	$1,787.21
01/25/2037	$75,100.86	$2,168.82	$372.95	$1,795.87
02/25/2037	$73,296.27	$2,168.82	$364.24	$1,804.58
03/25/2037	$71,482.93	$2,168.82	$355.49	$1,813.34
04/25/2037	$69,660.80	$2,168.82	$346.69	$1,822.13
05/25/2037	$67,829.83	$2,168.82	$337.85	$1,830.97
06/25/2037	$65,989.98	$2,168.82	$328.97	$1,839.85
07/25/2037	$64,141.21	$2,168.82	$320.05	$1,848.77
08/25/2037	$62,283.47	$2,168.82	$311.08	$1,857.74
09/25/2037	$60,416.72	$2,168.82	$302.07	$1,866.75
10/25/2037	$58,540.92	$2,168.82	$293.02	$1,875.80
11/25/2037	$56,656.02	$2,168.82	$283.92	$1,884.90
12/25/2037	$54,761.98	$2,168.82	$274.78	$1,894.04
01/25/2038	$52,858.75	$2,168.82	$265.60	$1,903.23
02/25/2038	$50,946.29	$2,168.82	$256.36	$1,912.46
03/25/2038	$49,024.55	$2,168.82	$247.09	$1,921.73
04/25/2038	$47,093.50	$2,168.82	$237.77	$1,931.05
05/25/2038	$45,153.08	$2,168.82	$228.40	$1,940.42
06/25/2038	$43,203.25	$2,168.82	$218.99	$1,949.83
07/25/2038	$41,243.96	$2,168.82	$209.54	$1,959.29
08/25/2038	$39,275.17	$2,168.82	$200.03	$1,968.79
09/25/2038	$37,296.83	$2,168.82	$190.48	$1,978.34
10/25/2038	$35,308.89	$2,168.82	$180.89	$1,987.93
11/25/2038	$33,311.32	$2,168.82	$171.25	$1,997.58
12/25/2038	$31,304.05	$2,168.82	$161.56	$2,007.26
01/25/2039	$29,287.05	$2,168.82	$151.82	$2,017.00
02/25/2039	$27,260.27	$2,168.82	$142.04	$2,026.78
03/25/2039	$25,223.66	$2,168.82	$132.21	$2,036.61
04/25/2039	$23,177.17	$2,168.82	$122.33	$2,046.49
05/25/2039	$21,120.76	$2,168.82	$112.41	$2,056.41
06/25/2039	$19,054.37	$2,168.82	$102.44	$2,066.39
07/25/2039	$16,977.96	$2,168.82	$92.41	$2,076.41
08/25/2039	$14,891.48	$2,168.82	$82.34	$2,086.48
09/25/2039	$12,794.88	$2,168.82	$72.22	$2,096.60
10/25/2039	$10,688.11	$2,168.82	$62.06	$2,106.77
11/25/2039	$8,571.12	$2,168.82	$51.84	$2,116.99
12/25/2039	$6,443.87	$2,168.82	$41.57	$2,127.25
01/25/2040	$4,306.29	$2,168.82	$31.25	$2,137.57
02/25/2040	$2,158.36	$2,168.82	$20.89	$2,147.94
03/25/2040	$0.00	$2,168.82	$10.47	$2,158.36
TOTAL:	-	$390,388.33	$130,388.33	$260,000.00

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Featured Vermont Home Equity Rates 2025

Lender	APR (%)^?	Learn More
Figure Home Equity Line Equal Housing Lender	HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.	Learn More
Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
New American Funding, LLC	Cash-Out and Home Equity Options Available.	Learn More
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AmeriSave Mortgage Corporation	Home Equity Loans & Refinance – Cash out	Learn More
Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business More Info
• Home Equity Loans & Refinance – Cash out • Customized rate quote with no impact to credit • Low Rates, Quick Approvals, Wide Range of Products • Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Home Equity Loan product from Citibank, National Association - Amortization Schedule Calculator

Home Equity product from Citibank, National Association

Featured Vermont Home Equity Rates 2025

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