Home Equity Loan product from Avidia Bank - Amortization Schedule Calculator

Use the calculator below to calculate your monthly home equity payment for the loan from Avidia Bank. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.

Home Equity product from Avidia Bank

Interest Type: Fixed
Interest Rate: 6.075%
Term : 10 Years

Monthly Payment: $ 3,119.13
Date Principal Balance? Monthly Payment? Interest? Monthly Amortization?
04/29/2025 $278,298.37 $3,119.13 $1,417.50 $1,701.63
05/29/2025 $276,588.13 $3,119.13 $1,408.89 $1,710.24
06/29/2025 $274,869.22 $3,119.13 $1,400.23 $1,718.90
07/29/2025 $273,141.62 $3,119.13 $1,391.53 $1,727.60
08/29/2025 $271,405.27 $3,119.13 $1,382.78 $1,736.35
09/29/2025 $269,660.13 $3,119.13 $1,373.99 $1,745.14
10/29/2025 $267,906.15 $3,119.13 $1,365.15 $1,753.98
11/29/2025 $266,143.29 $3,119.13 $1,356.27 $1,762.86
12/29/2025 $264,371.51 $3,119.13 $1,347.35 $1,771.78
01/29/2026 $262,590.76 $3,119.13 $1,338.38 $1,780.75
03/01/2026 $260,801.00 $3,119.13 $1,329.37 $1,789.76
04/01/2026 $259,002.18 $3,119.13 $1,320.31 $1,798.83
05/01/2026 $257,194.24 $3,119.13 $1,311.20 $1,807.93
06/01/2026 $255,377.16 $3,119.13 $1,302.05 $1,817.08
07/01/2026 $253,550.88 $3,119.13 $1,292.85 $1,826.28
08/01/2026 $251,715.35 $3,119.13 $1,283.60 $1,835.53
09/01/2026 $249,870.53 $3,119.13 $1,274.31 $1,844.82
10/01/2026 $248,016.36 $3,119.13 $1,264.97 $1,854.16
11/01/2026 $246,152.82 $3,119.13 $1,255.58 $1,863.55
12/01/2026 $244,279.84 $3,119.13 $1,246.15 $1,872.98
01/01/2027 $242,397.37 $3,119.13 $1,236.67 $1,882.46
02/01/2027 $240,505.38 $3,119.13 $1,227.14 $1,891.99
03/01/2027 $238,603.81 $3,119.13 $1,217.56 $1,901.57
04/01/2027 $236,692.61 $3,119.13 $1,207.93 $1,911.20
05/01/2027 $234,771.73 $3,119.13 $1,198.26 $1,920.87
06/01/2027 $232,841.14 $3,119.13 $1,188.53 $1,930.60
07/01/2027 $230,900.76 $3,119.13 $1,178.76 $1,940.37
08/01/2027 $228,950.57 $3,119.13 $1,168.94 $1,950.20
09/01/2027 $226,990.50 $3,119.13 $1,159.06 $1,960.07
10/01/2027 $225,020.51 $3,119.13 $1,149.14 $1,969.99
11/01/2027 $223,040.55 $3,119.13 $1,139.17 $1,979.96
12/01/2027 $221,050.56 $3,119.13 $1,129.14 $1,989.99
01/01/2028 $219,050.50 $3,119.13 $1,119.07 $2,000.06
02/01/2028 $217,040.31 $3,119.13 $1,108.94 $2,010.19
03/01/2028 $215,019.95 $3,119.13 $1,098.77 $2,020.36
04/01/2028 $212,989.35 $3,119.13 $1,088.54 $2,030.59
05/01/2028 $210,948.48 $3,119.13 $1,078.26 $2,040.87
06/01/2028 $208,897.28 $3,119.13 $1,067.93 $2,051.20
07/01/2028 $206,835.69 $3,119.13 $1,057.54 $2,061.59
08/01/2028 $204,763.67 $3,119.13 $1,047.11 $2,072.02
09/01/2028 $202,681.15 $3,119.13 $1,036.62 $2,082.51
10/01/2028 $200,588.10 $3,119.13 $1,026.07 $2,093.06
11/01/2028 $198,484.44 $3,119.13 $1,015.48 $2,103.65
12/01/2028 $196,370.14 $3,119.13 $1,004.83 $2,114.30
01/01/2029 $194,245.13 $3,119.13 $994.12 $2,125.01
02/01/2029 $192,109.37 $3,119.13 $983.37 $2,135.76
03/01/2029 $189,962.79 $3,119.13 $972.55 $2,146.58
04/01/2029 $187,805.35 $3,119.13 $961.69 $2,157.44
05/01/2029 $185,636.98 $3,119.13 $950.76 $2,168.37
06/01/2029 $183,457.64 $3,119.13 $939.79 $2,179.34
07/01/2029 $181,267.26 $3,119.13 $928.75 $2,190.38
08/01/2029 $179,065.80 $3,119.13 $917.67 $2,201.46
09/01/2029 $176,853.19 $3,119.13 $906.52 $2,212.61
10/01/2029 $174,629.38 $3,119.13 $895.32 $2,223.81
11/01/2029 $172,394.31 $3,119.13 $884.06 $2,235.07
12/01/2029 $170,147.93 $3,119.13 $872.75 $2,246.38
01/01/2030 $167,890.17 $3,119.13 $861.37 $2,257.76
02/01/2030 $165,620.98 $3,119.13 $849.94 $2,269.19
03/01/2030 $163,340.31 $3,119.13 $838.46 $2,280.67
04/01/2030 $161,048.09 $3,119.13 $826.91 $2,292.22
05/01/2030 $158,744.27 $3,119.13 $815.31 $2,303.82
06/01/2030 $156,428.78 $3,119.13 $803.64 $2,315.49
07/01/2030 $154,101.57 $3,119.13 $791.92 $2,327.21
08/01/2030 $151,762.58 $3,119.13 $780.14 $2,338.99
09/01/2030 $149,411.75 $3,119.13 $768.30 $2,350.83
10/01/2030 $147,049.01 $3,119.13 $756.40 $2,362.73
11/01/2030 $144,674.32 $3,119.13 $744.44 $2,374.69
12/01/2030 $142,287.60 $3,119.13 $732.41 $2,386.72
01/01/2031 $139,888.80 $3,119.13 $720.33 $2,398.80
02/01/2031 $137,477.86 $3,119.13 $708.19 $2,410.94
03/01/2031 $135,054.71 $3,119.13 $695.98 $2,423.15
04/01/2031 $132,619.29 $3,119.13 $683.71 $2,435.42
05/01/2031 $130,171.55 $3,119.13 $671.39 $2,447.75
06/01/2031 $127,711.41 $3,119.13 $658.99 $2,460.14
07/01/2031 $125,238.82 $3,119.13 $646.54 $2,472.59
08/01/2031 $122,753.71 $3,119.13 $634.02 $2,485.11
09/01/2031 $120,256.02 $3,119.13 $621.44 $2,497.69
10/01/2031 $117,745.69 $3,119.13 $608.80 $2,510.33
11/01/2031 $115,222.65 $3,119.13 $596.09 $2,523.04
12/01/2031 $112,686.83 $3,119.13 $583.31 $2,535.82
01/01/2032 $110,138.18 $3,119.13 $570.48 $2,548.65
02/01/2032 $107,576.62 $3,119.13 $557.57 $2,561.56
03/01/2032 $105,002.10 $3,119.13 $544.61 $2,574.52
04/01/2032 $102,414.54 $3,119.13 $531.57 $2,587.56
05/01/2032 $99,813.88 $3,119.13 $518.47 $2,600.66
06/01/2032 $97,200.06 $3,119.13 $505.31 $2,613.82
07/01/2032 $94,573.01 $3,119.13 $492.08 $2,627.05
08/01/2032 $91,932.65 $3,119.13 $478.78 $2,640.35
09/01/2032 $89,278.93 $3,119.13 $465.41 $2,653.72
10/01/2032 $86,611.78 $3,119.13 $451.97 $2,667.16
11/01/2032 $83,931.12 $3,119.13 $438.47 $2,680.66
12/01/2032 $81,236.89 $3,119.13 $424.90 $2,694.23
01/01/2033 $78,529.02 $3,119.13 $411.26 $2,707.87
02/01/2033 $75,807.44 $3,119.13 $397.55 $2,721.58
03/01/2033 $73,072.09 $3,119.13 $383.78 $2,735.36
04/01/2033 $70,322.88 $3,119.13 $369.93 $2,749.20
05/01/2033 $67,559.76 $3,119.13 $356.01 $2,763.12
06/01/2033 $64,782.66 $3,119.13 $342.02 $2,777.11
07/01/2033 $61,991.49 $3,119.13 $327.96 $2,791.17
08/01/2033 $59,186.19 $3,119.13 $313.83 $2,805.30
09/01/2033 $56,366.69 $3,119.13 $299.63 $2,819.50
10/01/2033 $53,532.91 $3,119.13 $285.36 $2,833.77
11/01/2033 $50,684.79 $3,119.13 $271.01 $2,848.12
12/01/2033 $47,822.26 $3,119.13 $256.59 $2,862.54
01/01/2034 $44,945.23 $3,119.13 $242.10 $2,877.03
02/01/2034 $42,053.63 $3,119.13 $227.54 $2,891.60
03/01/2034 $39,147.40 $3,119.13 $212.90 $2,906.23
04/01/2034 $36,226.45 $3,119.13 $198.18 $2,920.95
05/01/2034 $33,290.72 $3,119.13 $183.40 $2,935.73
06/01/2034 $30,340.12 $3,119.13 $168.53 $2,950.60
07/01/2034 $27,374.59 $3,119.13 $153.60 $2,965.53
08/01/2034 $24,394.04 $3,119.13 $138.58 $2,980.55
09/01/2034 $21,398.41 $3,119.13 $123.49 $2,995.64
10/01/2034 $18,387.61 $3,119.13 $108.33 $3,010.80
11/01/2034 $15,361.56 $3,119.13 $93.09 $3,026.04
12/01/2034 $12,320.20 $3,119.13 $77.77 $3,041.36
01/01/2035 $9,263.44 $3,119.13 $62.37 $3,056.76
02/01/2035 $6,191.21 $3,119.13 $46.90 $3,072.23
03/01/2035 $3,103.42 $3,119.13 $31.34 $3,087.79
04/01/2035 $0.00 $3,119.13 $15.71 $3,103.42
TOTAL: - $374,295.63 $94,295.63 $280,000.00

Change options for different scenario in the form below:

$
%