2024 Overview
General Credit Union Information
Zellco is an NCUA insured institution located in Bogalusa, LA. It was founded in 1935 and has approximately $84.77 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 871 |
| Date Established | 1935 |
| Assets | $84.77 million |
| Loans | $53.73 million |
| Deposits | $58.89 million |
| Capital | $26.12 million |
Field of Membership Restrictions
Membership in Zellco Federal Credit Union is open to those who live or work in Washington Parish and to those who live, work, attend school or worship in Marion and Pearl River Counties.
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Zellco
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Zellco
To upload and update your bank's rates please register.
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Branches
Below are Zellco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Zellco Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 702.97 | A | View Lobby Hours | |
| 730.58 | B | View Lobby Hours | |
| 731.46 | C | View Lobby Hours | |
| 735.10 | D | View Lobby Hours |
Climate Policy and Initiatives
ZELLCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Zellco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Zellco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Zellco | U.S. Average |
|---|---|
| 2.27% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Zellco had $601,587 in non-current loans and $500 in owned assets. To cover these potential losses it had $26,118,175 in net worth and $416,741 in loans loss reserves. That gives it a Texas Ratio of 2.27%.
Net Worth
| Zellco | U.S. Average |
|---|---|
| 30.81% | 13.93% |
Zellco FCU has a net worth of 30.81% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Zellco
Ksthomas1966@gmail
March 26, 2021 |
Need a working number for branch in bogalusa Louisiana
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