Our records indicate that this credit union has been acquired by BRIDGE.
517 Xenia Ave
Yellow Springs, OH 45387
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Ys is an NCUA insured institution located in Yellow Springs, OH. It was founded in 1948 and has approximately $23.39 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 5732 |
Date Established | 1948 |
Assets | $23.39 million |
Loans | $10.46 million |
Deposits | $20.99 million |
Capital | $2.34 million |
Your Current Location: Ohio, OH 43085
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Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ys
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.391% | 6.250% | 0.50 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 2890 License#: MBMB.850089.000 |
6.618% | 6.500% | 0.88 | $3,949 | $2,023 | Learn More |
NMLS ID: 401822 |
6.692% | 6.500% | 1.00 | $6,400 | $2,023 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
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Below are Ys branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
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The following ratios and data are available to help you better understand the financial condition of Ys. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Ys | U.S. Average |
---|---|
3.40% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Ys had $5,950 in non-current loans and $73,797 in owned assets. To cover these potential losses it had $2,339,090 in net worth and $8,089 in loans loss reserves. That gives it a Texas Ratio of 3.40%.
Ys | U.S. Average |
---|---|
10% | 13.93% |
Ys FCU has a net worth of 10% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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