Your Federal Credit Union
Headquarters
8384 N Belt Line Road
Irving, TX 75063
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2024 Overview
General Credit Union Information
Your is an NCUA insured institution located in Irving, TX. It was founded in 1965 and has approximately $161.69 millions in assets.
Who can join?
To become a new member, you must live, work or worship in one of the following areas:
Dallas-Forth Worth:
Addison, Arlington, Balch Springs, Bedford, Carrollton, Cedar Hill, Cockerall Hill, Colleyville, Coppell, Dallas, Desoto, Duncanville, Euless, Flower Mound, Fort Worth, Glenn Heights, Grand Prairie, Haltom City, Hebron, Hurst, Hutchins, Irving, Keller, Lancaster, Lewisville, Mesquite, North Richland Hills, Richardson, The Colony, University Park, Watauga, Wilmer
Houston:
Aldine, Bacliff, Cypress, Deer Park, Dickinson, Friendswood, Hockley, Houston (Northwest), Houston (Southeast), Hudson, Jersey Village, Kemah, Lake Village, League City, Nassau Bay, Pasadena, Pearland, Seabrook, Taylor, Tomball, Webster, Spring Cypress
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 16822 |
| Date Established | 1965 |
| Assets | $161.69 million |
| Loans | $94.39 million |
| Deposits | $148.47 million |
| Capital | $14.52 million |
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Your
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Your
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Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Your
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Your
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Your branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
YOUR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Your Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Your. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Your | U.S. Average |
|---|---|
| 7.22% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Your had $944,644 in non-current loans and $175,118 in owned assets. To cover these potential losses it had $14,515,960 in net worth and $1,003,045 in loans loss reserves. That gives it a Texas Ratio of 7.22%.
Net Worth
| Your | U.S. Average |
|---|---|
| 8.97% | 13.93% |
Your FCU has a net worth of 8.97% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Your
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