Workers Federal Credit Union
Headquarters
119 Russell St
Littleton, MA 01460
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2024 Overview
General Credit Union Information
Workers is an NCUA insured institution located in Littleton, MA. It was founded in 1914 and has approximately $2470.86 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24923 |
| Date Established | 1914 |
| Assets | $2,470.86 million |
| Loans | $1,573.75 million |
| Deposits | $1,791.11 million |
| Capital | $342.56 million |
Field of Membership Restrictions
Membership in Workers Credit Union is open to anyone by joining the Financial Fitness Association or through a $5 contribution to United Way of North Central MA (membership fee and $5 contribution will be paid for by Workers Credit Union). Individuals who live, work, worship, or attend school in Lowell or Worcester (Massachusetts) are also eligible to join. Employees/retirees of 12 participating employers also qualify, as do their immediate family and household members.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Accelerate Savings
|
2.40% | $5 | - |
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|
|
Money Market
|
1.25% | $50 | $9,999 |
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|
|
Money Market
|
1.50% | $10,000 | $24,999 |
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|
|
Money Market
|
2.00% | $25,000 | $99,999 |
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|
|
Money Market
|
3.00% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Month
|
4.25% | $500 | - |
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|
| 6 Month
|
4.25% | $25,000 | - |
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|
| Harvest 9 Month CD Special
|
5.00% | $500 | - |
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|
| 12 Month
|
3.75% | $500 | - |
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|
| 12 Month
|
3.75% | $25,000 | - |
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|
| 24 Month
|
3.50% | $500 | - |
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|
| 24 Month
|
3.50% | $25,000 | - |
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|
| 36 Month
|
3.25% | $500 | - |
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|
| 36 Month
|
3.25% | $25,000 | - |
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|
| 60 Month
|
3.00% | $500 | $24,999 |
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|
| 60 Month
|
3.00% | $25,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| High Interest Checking
|
2.25% | $0 | $15,000 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Workers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Workers
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Branches
Below are Workers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Workers Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
WORKERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Workers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Workers | U.S. Average |
|---|---|
| 6.27% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Workers had $16,374,695 in non-current loans and $5,415,000 in owned assets. To cover these potential losses it had $342,559,089 in net worth and $5,212,961 in loans loss reserves. That gives it a Texas Ratio of 6.27%.
Net Worth
| Workers | U.S. Average |
|---|---|
| 13.79% | 13.93% |
Workers FCU has a net worth of 13.79% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Workers
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