Wnc Community Cu Credit Union
Headquarters
27 Kent Ln
Waynesville, NC 28786
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2024 Overview
General Credit Union Information
Wnc Community Cu is an NCUA insured institution located in Waynesville, NC. It was founded in 1946 and has approximately $97.93 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66854 |
| Date Established | 1946 |
| Assets | $97.93 million |
| Loans | $55.93 million |
| Deposits | $75.48 million |
| Capital | $15.55 million |
Field of Membership Restrictions
Membership is open to those who live or work in Haywood or Jackson Counties in North Carolina.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Wnc Community Cu
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Wnc Community Cu
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Wnc Community Cu
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Branches
Below are Wnc Community Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Wnc Community Cu Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 309.42 | A | View Lobby Hours |
Climate Policy and Initiatives
WNC COMMUNITY CU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Wnc Community Cu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wnc Community Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wnc Community Cu | U.S. Average |
|---|---|
| 5.15% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Wnc Community Cu had $734,885 in non-current loans and $66,000 in owned assets. To cover these potential losses it had $15,546,263 in net worth and $19,908 in loans loss reserves. That gives it a Texas Ratio of 5.15%.
Net Worth
| Wnc Community Cu | U.S. Average |
|---|---|
| 15.84% | 13.93% |
Wnc Community Cu FCU has a net worth of 15.84% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Wnc Community Cu
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