2024 Overview
General Credit Union Information
Wildfire is an NCUA insured institution located in Saginaw, MI. It was founded in 1937 and has approximately $1095.55 millions in assets.
Who can join?
Membership is available to:
Persons who live, work, worship, or attend a school in the following counties:
Saginaw, Bay, Midland, Genesee, Gratiot, Shiawassee, Tuscola, Isabella, Gladwin, Arenac, Clare, Iosco, Ogemaw, Roscommon, Missaukee, Wexford, Crawford, Kalkaska, Grand Traverse, Benzie, Otsego, Antrim, Leelanau
All family members of existing members
Everyone employed in the communications field in the State of Michigan
The communications field includes those who are employed in or retired from: telephone, radio, television, newspaper, cable, advertising and publishing companies and those companies whose primary products or services utilize or involve the communications industry.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60057 |
| Date Established | 1937 |
| Assets | $1,095.55 million |
| Loans | $615.79 million |
| Deposits | $979.34 million |
| Capital | $123.71 million |
Field of Membership Restrictions
Membership in Wildfire Credit Union is open to the following: (1) those who live, work, attend school or worship in Antrim, Arenac, Bay, Benzie, Clare, Crawford, Genesee, Gladwin, Grand Traverse, Gratiot, Iosco, Isabella, Kalkaska, Leelanau, Midland, Missaukee, Ogemaw, Otesgo, Roscommon, Saginaw, Shiawassee, Tuscola, or Wexford Counties in Michigan; (2) employees or retirees in the communications industry within Michigan.
Deposit Rates - November 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.28% | $2,500 | $2,999 |
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|
|
Money Market
|
0.28% | $10,000 | $14,999 |
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|
|
Money Market
|
0.33% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.55% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.40% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.65% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - November 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Wildfire
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Wildfire
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wildfire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Wildfire Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 246.52 | A | View Lobby Hours | |
| 247.46 | B | View Lobby Hours | |
| 250.14 | C | View Lobby Hours | |
| 257.90 | D | View Lobby Hours | |
| 263.66 | E | View Lobby Hours |
Climate Policy and Initiatives
WILDFIRE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Wildfire Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wildfire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wildfire | U.S. Average |
|---|---|
| 2.73% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Wildfire had $3,048,481 in non-current loans and $369,768 in owned assets. To cover these potential losses it had $123,709,726 in net worth and $1,666,211 in loans loss reserves. That gives it a Texas Ratio of 2.73%.
Net Worth
| Wildfire | U.S. Average |
|---|---|
| 11.27% | 13.93% |
Wildfire FCU has a net worth of 11.27% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Wildfire
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