Wichita Falls Teachers Federal Credit Union
Headquarters
Po Box 4516
Wichita Falls, TX 76308
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2024 Overview
General Credit Union Information
Wichita Falls Teachers is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1937 and has approximately $98.68 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2112 |
| Date Established | 1937 |
| Assets | $98.68 million |
| Loans | $56.20 million |
| Deposits | $87.88 million |
| Capital | $13.14 million |
Field of Membership Restrictions
Membership is open to employees and students in the Wichita Falls Independent School District, to Midwestern State University students, to employees and students of Vernon College, and to employees and students of other area school districts.
Deposit Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $50 | $7,499 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
|
0.75% | $1,000 | $49,999 |
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|
| 6 Mo CD
|
0.75% | $50,000 | - |
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|
| 12 Mo CD
|
0.90% | $1,000 | $49,999 |
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|
| 12 Mo CD
|
0.90% | $50,000 | - |
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|
| 18 Mo CD
|
1.00% | $1,000 | $49,999 |
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|
| 18 Mo CD
|
1.00% | $50,000 | - |
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|
| 24 Mo CD
|
1.06% | $1,000 | $49,999 |
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|
| 24 Mo CD
|
1.06% | $50,000 | - |
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|
| 36 Mo CD
|
1.11% | $1,000 | - |
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|
| 48 Mo CD
|
1.21% | $1,000 | - |
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|
| 60 Mo CD
|
1.41% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | - | Learn More |
Loan Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Wichita Falls Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
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More Info |
Note to Wichita Falls Teachers
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wichita Falls Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Wichita Falls Teachers Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 926.80 | A | View Lobby Hours |
Climate Policy and Initiatives
WICHITA FALLS TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Wichita Falls Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wichita Falls Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wichita Falls Teachers | U.S. Average |
|---|---|
| 12.16% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Wichita Falls Teachers had $1,556,595 in non-current loans and $114,672 in owned assets. To cover these potential losses it had $13,142,669 in net worth and $606,781 in loans loss reserves. That gives it a Texas Ratio of 12.16%.
Net Worth
| Wichita Falls Teachers | U.S. Average |
|---|---|
| 13.3% | 13.93% |
Wichita Falls Teachers FCU has a net worth of 13.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Wichita Falls Teachers
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