2024 Overview
General Credit Union Information
Westconsin is an NCUA insured institution located in Menomonie, WI. It was founded in 1939 and has approximately $1922.39 millions in assets.
Who can join?
You are eligible for membership if you live or work in their Field of Membership:
Wisconsin counties of Barron, Buffalo, Burnett, Chippewa, Dunn, Eau Claire, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Trempealeau or Washburn;
Or in the Minnesota counties of Chisago, Dakota, Goodhue or Washington.
Membership is also open to your immediate family members.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66742 |
| Date Established | 1939 |
| Assets | $1,922.39 million |
| Loans | $1,368.46 million |
| Deposits | $1,685.69 million |
| Capital | $248.06 million |
Field of Membership Restrictions
Membership in Westconsin Credit Union is open to the following: (1) those who live or work in Barron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, and Washburn Counties in Wisconsin; (2) those who live or work in Anoka, Chisago, Dakota, Goodhue, Isanti, Ramsey, Wabasha, and Washington Counties in Minnesota; (3) employees and students of any university or technical college within the listed counties.
Deposit Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.80% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| AddsUp Checking | 2.02% | $500 | $6.00 | Learn More |
Loan Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Westconsin
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Westconsin
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Westconsin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Westconsin Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 582.64 | A | View Lobby Hours | |
| 595.18 | B | View Lobby Hours | |
| 601.02 | C | View Lobby Hours | |
| 601.73 | D | View Lobby Hours | |
| 604.99 | E | View Lobby Hours | |
| 611.10 | F | View Lobby Hours | |
| 612.64 | G | View Lobby Hours | |
| 615.99 | H | View Lobby Hours | |
| 617.22 | I | View Lobby Hours | |
| 618.11 | J | View Lobby Hours | |
| 618.26 | K | View Lobby Hours | |
| 620.06 | L | View Lobby Hours | |
| 621.85 | M | View Lobby Hours |
Climate Policy and Initiatives
WESTCONSIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Westconsin Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Westconsin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Westconsin | U.S. Average |
|---|---|
| 3.53% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Westconsin had $8,974,862 in non-current loans and $80,100 in owned assets. To cover these potential losses it had $248,061,057 in net worth and $8,193,641 in loans loss reserves. That gives it a Texas Ratio of 3.53%.
Net Worth
| Westconsin | U.S. Average |
|---|---|
| 12.9% | 13.93% |
Westconsin FCU has a net worth of 12.9% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Westconsin
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