West Michigan Postal Service Federal Credit Union
Headquarters
P. O. Box 341
Muskegon, MI 49443
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2024 Overview
General Credit Union Information
West Michigan Postal Service is an NCUA insured institution located in Muskegon, MI. It was founded in 1952 and has approximately $6.96 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7910 |
| Date Established | 1952 |
| Assets | $6.96 million |
| Loans | $4.40 million |
| Deposits | $6.08 million |
| Capital | $0.83 million |
Deposit Rates - November 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for West Michigan Postal Service
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Loan Rates - November 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for West Michigan Postal Service
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.869% | 6.750% | 1.00 | $3,897 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to West Michigan Postal Service
To upload and update your bank's rates please register.
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Branches
Below are West Michigan Postal Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
West Michigan Postal Service Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 284.55 | A | View Lobby Hours |
Climate Policy and Initiatives
WEST MICHIGAN POSTAL SERVICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
West Michigan Postal Service Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of West Michigan Postal Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| West Michigan Postal Service | U.S. Average |
|---|---|
| 25.21% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, West Michigan Postal Service had $202,734 in non-current loans and $11,635 in owned assets. To cover these potential losses it had $830,626 in net worth and $19,660 in loans loss reserves. That gives it a Texas Ratio of 25.21%.
Net Worth
| West Michigan Postal Service | U.S. Average |
|---|---|
| 11.94% | 13.93% |
West Michigan Postal Service FCU has a net worth of 11.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for West Michigan Postal Service
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