Waterbury Postal Employees Federal Credit Union

Headquarters

Po Box 241
Waterbury, CT 06702
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Notable Rates APY Vs.Others
Savings N.A. 4.60% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Waterbury Postal Employees is an NCUA insured institution located in Waterbury, CT. It was founded in 1939 and has approximately $11.57 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3337
Date Established 1939
Assets $11.57 million
Loans $2.39 million
Deposits $9.27 million
Capital $2.27 million
 

Deposit Rates - April 22, 2025

Your Current Location: New Jersey, NJ 07601

We do not yet have rates for Waterbury Postal Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Waterbury Postal Employees

Note to Waterbury Postal Employees
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Advertiser Disclosure

Loan Rates - April 22, 2025

Your Current Location: New Jersey, NJ 07601

There are currently no loan rates available for Waterbury Postal Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Reliant Home Funding, Inc.
NMLS ID: 292473
6.512% 6.375% 0.88 $4,622 $1,997 Learn More
Colonial Mortgage Service Company of America
NMLS ID: 112851
License#: N0002974
6.555% 6.490% 0.63 $2,173 $2,021 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.594% 6.500% 0.63 $3,149 $2,023 Learn More
The Loan Tree Corp
NMLS ID: 242165
6.596% 6.500% 1.00 $3,200 $2,023 Learn More

Featured - New Jersey Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Figure Home Equity
Figure Home Equity
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
More Info
Reliant Home Funding, Inc
Reliant Home Funding, Inc
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.000 %
After Intro: 9.000 %
$0 Learn More
More Info

Note to Waterbury Postal Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Waterbury Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Hackensack,New Jersey


Waterbury Postal Employees Locations around zip code 07601


BranchDistance Map View Lobby Hours

WATERBURY POSTAL EMPLOYEES FCU

70.49 A View Lobby Hours


Climate Policy and Initiatives

WATERBURY POSTAL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Waterbury Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waterbury Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waterbury Postal Employees U.S. Average
2.10% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Waterbury Postal Employees had $49,055 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,269,819 in net worth and $61,123 in loans loss reserves. That gives it a Texas Ratio of 2.10%.

Net Worth
Waterbury Postal Employees U.S. Average
19.49% 14.25%

Waterbury Postal Employees FCU has a net worth of 19.49% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Waterbury Postal Employees

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