Washington State Employees Credit Union
Headquarters
Po Box Wsecu
Olympia, WA 98507
See all branch locations →
Phone 800.562.0999
2024 Overview
General Credit Union Information
Washington State Employees is an NCUA insured institution located in Olympia, WA. It was founded in 1957 and has approximately $5271.61 millions in assets.
Who can join?
Current or retired Washington state, city and county employees.
Employees of labor organizations that represent Washington public employees.
Current or retired Washington state school district employees.
Faculty and staff members at public colleges and universities in Washington state.
Full-time students attending:
The Evergreen State College
University of Washington
Washington State University
Relatives of current WSECU members and those who are eligible for membership.
Anyone who lives, works, worships or attends school in the following communities’ school districts in the State of Washington:
Whitman County
Medical Lake and Airway Heights
Cheney
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60042 |
| Date Established | 1957 |
| Assets | $5,271.61 million |
| Loans | $4,268.46 million |
| Deposits | $4,323.54 million |
| Capital | $478.20 million |
Field of Membership Restrictions
Membership in Washington State Employees Credit Union is open to anyone who lives, works, or worships in the state of Washington.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $5 | - |
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|
|
Money Market
|
0.75% | $0 | $9,999 |
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|
|
Money Market
|
0.80% | $10,000 | $24,999 |
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|
|
Money Market
|
0.90% | $25,000 | $49,999 |
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|
|
Money Market
|
0.95% | $50,000 | $99,999 |
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|
|
Money Market
|
1.25% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 7 Month Special
|
3.85% | $250 | - |
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|
| 12 Month
|
2.50% | $250 | - |
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|
| 13 Month
|
3.50% | $250 | - |
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|
| 18 Month
|
2.90% | $250 | - |
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|
| 24 Month
|
2.75% | $250 | - |
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|
| 36 Month
|
2.65% | $250 | - |
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|
| 48 Month
|
2.50% | $250 | - |
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|
| 60 Month
|
2.50% | $250 | - |
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|
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Washington State Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.482% | 6.375% | 0.63 | $3,600 | $1,997 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Washington State Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Washington State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Washington State Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 483.32 | A | View Lobby Hours | |
| 1870.71 | B | View Lobby Hours | |
| 1891.45 | C | View Lobby Hours | |
| 1902.28 | D | View Lobby Hours | |
| 1912.12 | E | View Lobby Hours | |
| 2037.96 | F | View Lobby Hours | |
| 2043.23 | G | View Lobby Hours | |
| 2048.32 | H | View Lobby Hours | |
| 2150.55 | I | View Lobby Hours | |
| 2150.69 | J | View Lobby Hours | |
| 2150.71 | K | View Lobby Hours | |
| 2152.90 | L | View Lobby Hours | |
| 2166.72 | M | View Lobby Hours | |
| 2167.08 | N | View Lobby Hours | |
| 2168.05 | O | View Lobby Hours | |
| 2170.23 | P | View Lobby Hours | |
| 2170.47 | Q | View Lobby Hours | |
| 2170.77 | R | View Lobby Hours | |
| 2172.05 | S | View Lobby Hours |
Climate Policy and Initiatives
WASHINGTON STATE EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Washington State Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Washington State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Washington State Employees | U.S. Average |
|---|---|
| 6.29% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Washington State Employees had $28,746,458 in non-current loans and $2,744,228 in owned assets. To cover these potential losses it had $478,203,024 in net worth and $22,806,877 in loans loss reserves. That gives it a Texas Ratio of 6.29%.
Net Worth
| Washington State Employees | U.S. Average |
|---|---|
| 9.06% | 13.93% |
Washington State Employees FCU has a net worth of 9.06% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Washington State Employees
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