Wasatch Peaks Federal Credit Union
Headquarters
4723 Harrison Blvd
Ogden, UT 84403
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2024 Overview
General Credit Union Information
Wasatch Peaks is an NCUA insured institution located in Ogden, UT. It was founded in 1930 and has approximately $619.19 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24780 |
| Date Established | 1930 |
| Assets | $619.19 million |
| Loans | $505.27 million |
| Deposits | $485.99 million |
| Capital | $60.06 million |
Field of Membership Restrictions
Membership in Wasatch Peaks Federal Credit Union is open to those who live, work, worship or attend school in Weber, Morgan or Davis Counties and to immediate family of an existing member.
Deposit Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Wasatch Peaks
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.391% | 6.250% | 0.50 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 2890 License#: MBMB.850089.000 |
6.618% | 6.500% | 0.88 | $3,949 | $2,023 | Learn More |
NMLS ID: 401822 |
6.692% | 6.500% | 1.00 | $6,400 | $2,023 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Wasatch Peaks
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wasatch Peaks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Wasatch Peaks Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1537.77 | A | View Lobby Hours | |
| 1538.07 | B | View Lobby Hours | |
| 1540.77 | C | View Lobby Hours | |
| 1540.81 | D | View Lobby Hours | |
| 1540.81 | E | View Lobby Hours |
Climate Policy and Initiatives
WASATCH PEAKS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Wasatch Peaks Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wasatch Peaks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wasatch Peaks | U.S. Average |
|---|---|
| 4.93% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Wasatch Peaks had $2,954,477 in non-current loans and $92,800 in owned assets. To cover these potential losses it had $60,058,183 in net worth and $1,782,643 in loans loss reserves. That gives it a Texas Ratio of 4.93%.
Net Worth
| Wasatch Peaks | U.S. Average |
|---|---|
| 9.7% | 13.93% |
Wasatch Peaks FCU has a net worth of 9.7% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Wasatch Peaks
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