Wakota Federal Credit Union
Headquarters
1151 Southview Blvd
South St Paul, MN 55075
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2025 Overview
General Credit Union Information
Wakota is an NCUA insured institution located in South St Paul, MN. It was founded in 1931 and has approximately $43.61 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24579 |
| Date Established | 1931 |
| Assets | $43.61 million |
| Loans | $28.50 million |
| Deposits | $39.36 million |
| Capital | $3.84 million |
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Dakota County, Minnesota.
Deposit Rates - February 21, 2025
Your Current Location: Texas, TX 10007
We do not yet have rates for Wakota
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Loan Rates - February 21, 2025
Your Current Location: Texas, TX 10007
There are currently no loan rates available for Wakota
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Texas 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1945532 |
6.289% | 6.125% | 0.75 | $5,600 | $1,945 | Learn More |
NMLS ID: 135622 License#: 233759 |
6.330% | 6.250% | 0.50 | $2,695 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.344% | 6.250% | 0.50 | $3,200 | $1,971 | Learn More |
NMLS ID: 2059741 |
6.495% | 6.375% | 0.63 | $4,042 | $1,997 | Learn More |
Featured - Texas Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Wakota
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Branches
Below are Wakota branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Brownsville,Texas
Wakota Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1331.40 | A | View Lobby Hours | |
| 1331.40 | B | View Lobby Hours |
Climate Policy and Initiatives
WAKOTA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Wakota Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wakota. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wakota | U.S. Average |
|---|---|
| 5.92% | 5.69 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2024, Wakota had $200,633 in non-current loans and $40,685 in owned assets. To cover these potential losses it had $3,843,828 in net worth and $231,226 in loans loss reserves. That gives it a Texas Ratio of 5.92%.
Net Worth
| Wakota | U.S. Average |
|---|---|
| 8.81% | 14.16% |
Wakota FCU has a net worth of 8.81% versus the BestCashCow average of 14.16. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Wakota
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