2024 Overview
General Credit Union Information
Vision One is an NCUA insured institution located in Sacramento, CA. It was founded in 1951 and has approximately $93.99 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63137 |
| Date Established | 1951 |
| Assets | $93.99 million |
| Loans | $78.38 million |
| Deposits | $78.89 million |
| Capital | $14.30 million |
Field of Membership Restrictions
Membership is open to all licensed optometrists in California; California and Ohio Optometric Association employees, members and affiliates; Vision Service Plan staff and member doctors; Colorado Optometric Association staff and members; faculty, staff and students of California and Ohio colleges of optometry; staff members of any practicing optometrist within the field of membership.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Vision One
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Vision One
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Vision One
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Branches
Below are Vision One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Vision One Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2032.64 | A | View Lobby Hours |
Climate Policy and Initiatives
VISION ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Vision One Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Vision One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Vision One | U.S. Average |
|---|---|
| 7.16% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Vision One had $1,145,781 in non-current loans and $0 in owned assets. To cover these potential losses it had $14,297,218 in net worth and $1,714,831 in loans loss reserves. That gives it a Texas Ratio of 7.16%.
Net Worth
| Vision One | U.S. Average |
|---|---|
| 15.21% | 13.93% |
Vision One FCU has a net worth of 15.21% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Vision One
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