Virginia State University Federal Credit Union
Headquarters
3401 Boisseau St
South Chesterfi, VA 23803
See all branch locations →
2024 Overview
General Credit Union Information
Virginia State University is an NCUA insured institution located in South Chesterfi, VA. It was founded in 1939 and has approximately $12.69 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3029 |
| Date Established | 1939 |
| Assets | $12.69 million |
| Loans | $8.38 million |
| Deposits | $11.56 million |
| Capital | $1.04 million |
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Virginia State University
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Virginia State University
Note to Virginia State University
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Virginia State University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Virginia State University
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Virginia State University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Virginia State University Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 350.43 | A | View Lobby Hours |
Climate Policy and Initiatives
VIRGINIA STATE UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Virginia State University Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Virginia State University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Virginia State University | U.S. Average |
|---|---|
| 8.03% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Virginia State University had $28,630 in non-current loans and $58,896 in owned assets. To cover these potential losses it had $1,035,514 in net worth and $53,836 in loans loss reserves. That gives it a Texas Ratio of 8.03%.
Net Worth
| Virginia State University | U.S. Average |
|---|---|
| 8.15% | 13.93% |
Virginia State University FCU has a net worth of 8.15% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Virginia State University
There are currently no comments for VIRGINIA STATE UNIVERSITY. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account