Virginia Beach Schools Federal Credit Union
Our records indicate that this credit union has been acquired by LANGLEY.
Headquarters
3701 Bonney Rd
Virginia Beach, VA 23452
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2024 Overview
General Credit Union Information
Virginia Beach Schools is an NCUA insured institution located in Virginia Beach, VA. It was founded in 1960 and has approximately $115.22 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13772 |
| Date Established | 1960 |
| Assets | $115.22 million |
| Loans | $36.24 million |
| Deposits | $106.51 million |
| Capital | $7.93 million |
Field of Membership Restrictions
Membership is open to employees and students of the Virginia Beach City Public School System and faculty, staff, and students of other select school systems.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Virginia Beach Schools
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 1907 |
7.080% | 7.000% | 0.88 | $2,602 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Virginia Beach Schools
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Virginia Beach Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Virginia Beach Schools Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 424.54 | A | View Lobby Hours | |
| 425.20 | B | View Lobby Hours | |
| 431.04 | C | View Lobby Hours |
Climate Policy and Initiatives
VIRGINIA BEACH SCHOOLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Virginia Beach Schools Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Virginia Beach Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Virginia Beach Schools | U.S. Average |
|---|---|
| 0.54% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Virginia Beach Schools had $39,337 in non-current loans and $6,700 in owned assets. To cover these potential losses it had $7,934,318 in net worth and $531,475 in loans loss reserves. That gives it a Texas Ratio of 0.54%.
Net Worth
| Virginia Beach Schools | U.S. Average |
|---|---|
| 6.95% | 13.93% |
Virginia Beach Schools FCU has a net worth of 6.95% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Virginia Beach Schools
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