Victoria Teachers Federal Credit Union
Headquarters
2207 Wildwood St
Victoria, TX 77901
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2024 Overview
General Credit Union Information
Victoria Teachers is an NCUA insured institution located in Victoria, TX. It was founded in 1955 and has approximately $18.77 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10327 |
| Date Established | 1955 |
| Assets | $18.77 million |
| Loans | $6.15 million |
| Deposits | $13.20 million |
| Capital | $5.56 million |
Field of Membership Restrictions
Membership is open to the employees of the following schools in Victoria, TX:
Victoria Independent School District
St. Joseph High School
Trinity Episcopal School
Northside Baptist School
Faith Academy
Victoria College (Employees & Students)
University of Houston, Victoria (Employees & Students)
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.35% | $2,500 | $4,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.35% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Victoria Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Victoria Teachers
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Victoria Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Victoria Teachers Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1069.32 | A | View Lobby Hours |
Climate Policy and Initiatives
VICTORIA TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Victoria Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Victoria Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Victoria Teachers | U.S. Average |
|---|---|
| 2.23% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Victoria Teachers had $99,491 in non-current loans and $24,791 in owned assets. To cover these potential losses it had $5,558,705 in net worth and $17,966 in loans loss reserves. That gives it a Texas Ratio of 2.23%.
Net Worth
| Victoria Teachers | U.S. Average |
|---|---|
| 29.6% | 13.93% |
Victoria Teachers FCU has a net worth of 29.6% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Victoria Teachers
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