Vibrant Credit Union
Headquarters
Po Box 1550
Moline, IL 61265
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Reviewed by donnasspicer | April 24, 2023
No they don’t have deposit as a function.
2024 Overview
General Credit Union Information
Vibrant is an NCUA insured institution located in Moline, IL. It was founded in 1935 and has approximately $1019.12 millions in assets.
Who can join?
Applicants must live or work within 50 miles of any DHCU branch or be related to a current DHCU member to be eligible to join. If you live or work within 50 miles of one of our Quad City branches, then you are eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61093 |
| Date Established | 1935 |
| Assets | $1,019.12 million |
| Loans | $771.39 million |
| Deposits | $792.09 million |
| Capital | $94.05 million |
Field of Membership Restrictions
Membership is open to anyone living within 50 miles of one of the credit union's branches. Branches are located in East Moline, Geneseo, Milan, or South Park in Illinois, and Bettendorf, Clinton, Davenport, or Eldridge in Iowa.
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.35% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Vibrant
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Vibrant
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Vibrant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Vibrant Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 324.80 | A | View Lobby Hours | |
| 392.43 | B | View Lobby Hours | |
| 408.78 | C | View Lobby Hours | |
| 411.11 | D | View Lobby Hours | |
| 411.25 | E | View Lobby Hours | |
| 411.54 | F | View Lobby Hours | |
| 414.25 | G | View Lobby Hours | |
| 414.48 | H | View Lobby Hours |
Climate Policy and Initiatives
VIBRANT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Vibrant Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Vibrant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Vibrant | U.S. Average |
|---|---|
| 6.60% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Vibrant had $5,443,966 in non-current loans and $1,000,000 in owned assets. To cover these potential losses it had $94,048,701 in net worth and $3,549,356 in loans loss reserves. That gives it a Texas Ratio of 6.60%.
Net Worth
| Vibrant | U.S. Average |
|---|---|
| 9.23% | 13.93% |
Vibrant FCU has a net worth of 9.23% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Vibrant
donnasspicer
April 24, 2023
No they don’t have deposit as a function.
Is this review helpful? Yes:0 / No: 0
Steveo
March 30, 2021
This 15mo. Rate at 1.30 percent is not available.
Is this review helpful? Yes:0 / No: 0
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