Vermont State Employees Credit Union
Our records indicate that this credit union has been acquired by NEW ENGLAND.
Headquarters
Po Box 67
Montpelier, VT 05601
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2024 Overview
General Credit Union Information
Vermont State Employees is an NCUA insured institution located in Montpelier, VT. It was founded in 1947 and has approximately $1126.42 millions in assets.
Who can join?
If you live or work in Vermont you are eligible to join VSECU. You can also join if you are related to an existing VSECU member or employed by certain employer groups.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60717 |
| Date Established | 1947 |
| Assets | $1,126.42 million |
| Loans | $932.89 million |
| Deposits | $945.67 million |
| Capital | $105.57 million |
Field of Membership Restrictions
Membership in Vermont State Employees Credit Union is open to anyone who lives or works in the state of Vermont.
Deposit Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Vermont State Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Vermont State Employees
Note to Vermont State Employees
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Loan Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Vermont State Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Vermont State Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Vermont State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Vermont State Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 587.72 | A | View Lobby Hours | |
| 605.29 | B | View Lobby Hours | |
| 609.19 | C | View Lobby Hours | |
| 621.40 | D | View Lobby Hours | |
| 625.81 | E | View Lobby Hours | |
| 626.83 | F | View Lobby Hours | |
| 628.38 | G | View Lobby Hours |
Climate Policy and Initiatives
VERMONT STATE EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Vermont State Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Vermont State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Vermont State Employees | U.S. Average |
|---|---|
| 5.12% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Vermont State Employees had $5,547,768 in non-current loans and $35,519 in owned assets. To cover these potential losses it had $105,574,541 in net worth and $3,542,811 in loans loss reserves. That gives it a Texas Ratio of 5.12%.
Net Worth
| Vermont State Employees | U.S. Average |
|---|---|
| 9.37% | 13.93% |
Vermont State Employees FCU has a net worth of 9.37% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Vermont State Employees
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