Ventura County Credit Union
Headquarters
2575 Vista Del Mar Dr, Suite 100
Ventura, CA 93001
See all branch locations →
Reviewed by Mark Radner | December 3, 2021 |
When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my account. I contacted Ventura County Credit Union and they admitted stealing money from my account without my authorization by calling it a fee for no address. Call it what you will, I will never do business with a company that is supposed to keep your money safe from being stolen, yet they themselves steal from you. Every month they steal $5 from each person that struggles like I do. Multiply that $5 for each person. Is that 20, 50, 100, 200 or more people? Multiply those numbers. This can easily be Grand Larceny.
Penalties for Grand Theft under California Penal Code 487 PC
California Penal Code 487 PC grand theft is a misdemeanor then the penalty is up to one year in county jail and a fine of up to $1000. If you are convicted of a felony grand theft, then the sentence is up to 3 years of state prison and a maximum $10,000 fine.
These people need to be charged and sentenced.
2024 Overview
General Credit Union Information
Ventura County is an NCUA insured institution located in Ventura, CA. It was founded in 1950 and has approximately $1404.63 millions in assets.
Who Can Join?
Individuals who live, work, or attend school in Ventura or Santa Barbara County are eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68458 |
| Date Established | 1950 |
| Assets | $1,404.63 million |
| Loans | $901.71 million |
| Deposits | $1,247.79 million |
| Capital | $128.87 million |
Field of Membership Restrictions
Membership in Ventura County Credit Union is open to those who live, work, or attend school in Ventura or Santa Barbara Counties in California or belong to one to one of the select employer groups.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ventura County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Ventura County
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Ventura County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Ventura County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1933.29 | A | View Lobby Hours | |
| 1941.50 | B | View Lobby Hours | |
| 1943.07 | C | View Lobby Hours | |
| 1952.03 | D | View Lobby Hours | |
| 1957.02 | E | View Lobby Hours | |
| 1959.16 | F | View Lobby Hours | |
| 1960.84 | G | View Lobby Hours |
Climate Policy and Initiatives
VENTURA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ventura County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ventura County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ventura County | U.S. Average |
|---|---|
| 13.84% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Ventura County had $18,366,050 in non-current loans and $79,680 in owned assets. To cover these potential losses it had $128,867,484 in net worth and $4,453,921 in loans loss reserves. That gives it a Texas Ratio of 13.84%.
Net Worth
| Ventura County | U.S. Average |
|---|---|
| 9.14% | 13.93% |
Ventura County FCU has a net worth of 9.14% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ventura County
Mark Radner
December 3, 2021 |
When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my account. I contacted Ventura County Credit Union and they admitted stealing money from my account without my authorization by calling it a fee for no address. Call it what you will, I will never do business with a company that is supposed to keep your money safe from being stolen, yet they themselves steal from you. Every month they steal $5 from each person that struggles like I do. Multiply that $5 for each person. Is that 20, 50, 100, 200 or more people? Multiply those numbers. This can easily be Grand Larceny.
Penalties for Grand Theft under California Penal Code 487 PC
California Penal Code 487 PC grand theft is a misdemeanor then the penalty is up to one year in county jail and a fine of up to $1000. If you are convicted of a felony grand theft, then the sentence is up to 3 years of state prison and a maximum $10,000 fine.
These people need to be charged and sentenced.
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Morehealthis.Com
May 3, 2020
Orange County and all of its municipalities are under Curfew, effective March 20, 2020 from 11 p.m. to 5 a.m. For the latest updates from Orange County Government, visit the Orange County Newsroom .
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