315 Franklin Ave
Scranton, PA 18503
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Valor is an NCUA insured institution located in Scranton, PA. It was founded in 1954 and has approximately $228.37 millions in assets.
Who can join?
Membership is no longer limited to just the Tobyhanna Army Depot. It has expanded to include Select Employee Groups (SEGs), certain area Associations, proximity to the Veterans Memorial Bridge, and family ties.
In addition, if you are employed within a three-mile radius of the Veterans Memorial Bridge (formerly the Interborough Bridge) spanning the Broadhead Creek between East Stroudsburg and Stroudsburg you are eligible to join the credit union.
If you have an immediate family member who is already a member or is eligible to become a member then you are also eligible for membership.
Immediate family is defined as:
• Spouse
• Child
• Sibling
• Parent
• Grandparent
• Grandchild
• Stepparents
• Stepchildren
• Stepsiblings
• Adoptive Relationships
• Persons living on the same household
o "Household" is defined as persons living in the same residence maintaining a single economic unit, including domestic employees and others that live together as a family unit. An individual may be considered to be living in the same household although he or she is temporarily absent from the residence - for instance: children in college, or a family member in the military.
If you are or choose to become a member of or volunteer with one of the following organizations, you may be eligible to join TobyFCU: American Consumer Council, Lackawanna River Corridor Association, Tobyhanna Army Depot Chapter of the Association of the United States Army
If you don't work for a SEG in any of the counties above and you do not qualify for membership through an immediate family member or one of the listed associations, you may still qualify.
If you are a spouse of a person who died while he/she was a member, you are eligible for membership. You can join if you are civilian or military personnel of the Department of Defense who work at or who are assigned to the Tobyhanna Army Depot. If you are a retired member of the US Armed Forces who are eligible by law or regulation to receive and are receiving benefits or services from the Tobyhanna Army Depot, you qualify for membership. Lastly, if you are an employee of non-appropriated fun activities who works at the Tobyhanna Army Depot, you also qualify for membership.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 9198 |
Date Established | 1954 |
Assets | $228.37 million |
Loans | $160.45 million |
Deposits | $215.04 million |
Capital | $18.39 million |
Your Current Location: Ohio, OH 43085
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Valor
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Valor
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Valor branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
388.76 | A | View Lobby Hours | |
401.37 | B | View Lobby Hours | |
401.37 | C | View Lobby Hours | |
420.25 | D | View Lobby Hours |
VALOR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Valor. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Valor | U.S. Average |
---|---|
18.98% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Valor had $3,646,488 in non-current loans and $714,513 in owned assets. To cover these potential losses it had $18,389,789 in net worth and $4,586,295 in loans loss reserves. That gives it a Texas Ratio of 18.98%.
Valor | U.S. Average |
---|---|
8.11% | 13.93% |
Valor FCU has a net worth of 8.11% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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