Valley Communities Credit Union
Headquarters
975 Indianhead Dr
Mosinee, WI 54455
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2024 Overview
General Credit Union Information
Valley Communities is an NCUA insured institution located in Mosinee, WI. It was founded in 1935 and has approximately $245.85 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66430 |
| Date Established | 1935 |
| Assets | $245.85 million |
| Loans | $141.08 million |
| Deposits | $213.22 million |
| Capital | $30.14 million |
Field of Membership Restrictions
Membership is open to those who live, own property or work in Adams, Juneau, Lincoln, Clark, Portage, Marathon, Shawano, Waupaca, Waushara and Wood counties in Wisconsin.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.25% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Valley Communities
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Valley Communities
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Valley Communities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Valley Communities Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 469.02 | A | View Lobby Hours | |
| 473.39 | B | View Lobby Hours | |
| 486.68 | C | View Lobby Hours | |
| 487.80 | D | View Lobby Hours | |
| 488.06 | E | View Lobby Hours | |
| 493.24 | F | View Lobby Hours | |
| 499.89 | G | View Lobby Hours |
Climate Policy and Initiatives
VALLEY COMMUNITIES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Valley Communities Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Valley Communities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Valley Communities | U.S. Average |
|---|---|
| 5.32% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Valley Communities had $1,591,394 in non-current loans and $39,208 in owned assets. To cover these potential losses it had $30,135,010 in net worth and $493,413 in loans loss reserves. That gives it a Texas Ratio of 5.32%.
Net Worth
| Valley Communities | U.S. Average |
|---|---|
| 12.26% | 13.93% |
Valley Communities FCU has a net worth of 12.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Valley Communities
Terry T
March 18, 2021
Great rates on auto, RV and winter/summer toy loans, flexible payment options,
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Terry T
March 18, 2021
Yes, including a Low Down Payment Home Loan with no PMI
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Terry T
March 18, 2021
https://apps.apple.com/us/developer/valley-communities-credit-union/id1338925485?mt=8%3B
https://apps.apple.com/us/developer/valley-communities-credit-union/id1338925485?mt=8%3B
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Terry T
March 18, 2021
5 branches in the central Wisconsin area: Kronenwetter, Marshfield, Mosinee, Stevens Point, Wisconsin Rapids
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Terry T
March 18, 2021
Anyone who lives, works or owns property in the following counties: Adams, Clark, Juneau, Lincoln, Marathon, Portage, Shawano, Waupaca, Waushara, and Wood.
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