Valex Federal Credit Union
Headquarters
1767 Jackson St
Alexandria, LA 71301
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2024 Overview
General Credit Union Information
Valex is an NCUA insured institution located in Alexandria, LA. It was founded in 1949 and has approximately $44.89 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6116 |
| Date Established | 1949 |
| Assets | $44.89 million |
| Loans | $35.99 million |
| Deposits | $41.83 million |
| Capital | $3.03 million |
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Valex
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Valex
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Valex
To upload and update your bank's rates please register.
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Branches
Below are Valex branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
VALEX is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Valex Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Valex. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Valex | U.S. Average |
|---|---|
| 12.82% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Valex had $405,485 in non-current loans and $1,965 in owned assets. To cover these potential losses it had $3,027,068 in net worth and $151,483 in loans loss reserves. That gives it a Texas Ratio of 12.82%.
Net Worth
| Valex | U.S. Average |
|---|---|
| 6.74% | 13.93% |
Valex FCU has a net worth of 6.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Valex
Larue242@hotmail.com
June 7, 2021 |
Worst credit union. It has definitely went down over the years in my opinion. Customer service has definitely become a thing of the past. Personal experience that they do what they want with your money when they want to. Example: if you get a credit card with them they will bleed your savings account anytime they feel like it to cover the credit card even without your consent. No matter if you make a payment or not. They will also proceed to call and harass you even after you request they do not call you. I’d suggest doing business elsewhere.
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