Utilities Employees Credit Union
Headquarters
P.o. Box 14864
Reading, PA 19612
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2024 Overview
General Credit Union Information
Utilities Employees is an NCUA insured institution located in Reading, PA. It was founded in 1934 and has approximately $1305.66 millions in assets.
Who can join?
Regular employees, temporary or contract employees, retirees of UECU's sponsor companies and their subsidiaries. Family members of the above are also eligible. Family members include: spouse, domestic partner, children and step-children, grandchildren, parents and step-parents, and siblings.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64896 |
| Date Established | 1934 |
| Assets | $1,305.66 million |
| Loans | $665.97 million |
| Deposits | $1,108.80 million |
| Capital | $218.06 million |
Field of Membership Restrictions
Membership in Utilities Employee Credit Union to employees of Berkshire Hathaway Energy, Dominion Resources, FirstEnergy Corporation, Hubbell Inc., NRG Enerygy Inc., Southern Company and other energy and utilities-related companies.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Utilities Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Utilities Employees
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Utilities Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Utilities Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Utilities Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Utilities Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 372.66 | A | View Lobby Hours |
Climate Policy and Initiatives
UTILITIES EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Utilities Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Utilities Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Utilities Employees | U.S. Average |
|---|---|
| 0.53% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Utilities Employees had $1,118,301 in non-current loans and $55,985 in owned assets. To cover these potential losses it had $218,055,232 in net worth and $3,514,235 in loans loss reserves. That gives it a Texas Ratio of 0.53%.
Net Worth
| Utilities Employees | U.S. Average |
|---|---|
| 16.67% | 13.93% |
Utilities Employees FCU has a net worth of 16.67% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Utilities Employees
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