Utica Gas & Electric Emp Federal Credit Union
Headquarters
215 Old Campion Rd
New Hartford, NY 13413
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2024 Overview
General Credit Union Information
Utica Gas & Electric Emp is an NCUA insured institution located in New Hartford, NY. It was founded in 1937 and has approximately $111.14 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2252 |
| Date Established | 1937 |
| Assets | $111.14 million |
| Loans | $91.45 million |
| Deposits | $87.41 million |
| Capital | $18.79 million |
Field of Membership Restrictions
Membership in Utica Gas & Electric Emp Federal Credit Union is open to employees of National Grid, Advanced Power & Light, A.S. Neurology, PC, Apple Betty Restaurant, Bailey Development Company, LLC, Custom Appraisals, Deerfield Volunteer Fire Department, E.B. Enterprises, Dental Practices of Dr. Putnam and Dr. Massi, G.E. Ski Club, Inc., James N. Foss Inc, Graziadei Building Group, Inc., Leatherstocking Abstract and Title Corp, Northern Sprayfoam, Peck Farms, The Town of New Hartford, Schmitt and Lascurettes LLC, or Sherrill City School District.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Utica Gas & Electric Emp
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Utica Gas & Electric Emp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Utica Gas & Electric Emp
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Branches
Below are Utica Gas & Electric Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Utica Gas & Electric Emp Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 461.68 | A | View Lobby Hours |
Climate Policy and Initiatives
UTICA GAS & ELECTRIC EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Utica Gas & Electric Emp Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Utica Gas & Electric Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Utica Gas & Electric Emp | U.S. Average |
|---|---|
| 2.61% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Utica Gas & Electric Emp had $498,547 in non-current loans and $0 in owned assets. To cover these potential losses it had $18,789,184 in net worth and $316,280 in loans loss reserves. That gives it a Texas Ratio of 2.61%.
Net Worth
| Utica Gas & Electric Emp | U.S. Average |
|---|---|
| 16.91% | 13.93% |
Utica Gas & Electric Emp FCU has a net worth of 16.91% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Utica Gas & Electric Emp
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