Utah First Federal Credit Union

Headquarters

200 E South Temple
Salt Lake City, UT 84111
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.50% →
1-Year CD 4.25% 4.80% →
2-Year CD 4.00% 4.25% →
5-Year CD 3.90% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Utah First is an NCUA insured institution located in Salt Lake City, UT. It was founded in 1935 and has approximately $1003.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 528
Date Established 1935
Assets $1,003.87 million
Loans $792.24 million
Deposits $764.92 million
Capital $96.68 million
 

Field of Membership Restrictions

Membership is open to anyone through becoming a member ($5 annual fee) of Community Volunteers of Utah (can join through the credit union's online application). Membership is also open to employees of members of the credit union's select employer group or through being immediate family of an existing member.

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.25% $2,000 - Learn More
Money Market
1.50% $2,000 $24,999 Learn More
Money Market
2.50% $25,000 $99,999 Learn More
Money Market
3.45% $100,000 $249,999 Learn More
Money Market
4.25% $250,000 $999,999 Learn More
Money Market
4.65% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
3.90% $2,000 - Learn More
12 Mo CD
4.25% $2,000 - Learn More
18 Mo CD
4.15% $2,000 - Learn More
24 Mo CD
4.00% $2,000 - Learn More
36 Mo CD
4.00% $2,000 - Learn More
48 Mo CD
3.90% $2,000 - Learn More
60 Mo CD
3.90% $2,000 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
1.00% $0 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.25% $2,000 - Learn MoreShow Less

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Utah First

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Price Mortgage, LLC
NMLS ID: 1429043
License#: RM.804500.000
6.391% 6.250% 0.50 $4,800 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.618% 6.500% 0.88 $3,949 $2,023 Learn More
PenFed Credit Union
NMLS ID: 401822
6.692% 6.500% 1.00 $6,400 $2,023 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Utah First
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Utah First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

UTAH FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Utah First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utah First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utah First U.S. Average
6.32% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Utah First had $6,288,802 in non-current loans and $119,320 in owned assets. To cover these potential losses it had $96,675,294 in net worth and $4,646,375 in loans loss reserves. That gives it a Texas Ratio of 6.32%.

Net Worth
Utah First U.S. Average
9.63% 13.93%

Utah First FCU has a net worth of 9.63% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Utah First

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