Usx Federal Credit Union
Headquarters
P.o. Box 1728
Cranberry Twp, PA 16066
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2024 Overview
General Credit Union Information
Usx is an NCUA insured institution located in Cranberry Twp, PA. It was founded in 1938 and has approximately $254.03 millions in assets.
Who can join?
You are eligible to join U$X Federal Credit Union if your employer, organization or group is in the credit union’s field of membership and one of the 400 sponsors. If your employer is a member of the Butler County Chamber of Commerce OR you are a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce, you are also eligible to join.
Membership benefits also extend to your immediate family members. Immediate family members are defined as related persons, i.e., blood, marriage, or other recognized family relationships in the same household (under the same roof) maintaining a single economic unit, or outside the household such as parent, grandparent, child or sibling. Please remember, if you have an immediate family member that works for or is a members of one of our sponsor groups, but does not belong to the credit union. You may still qualify for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2740 |
| Date Established | 1938 |
| Assets | $254.03 million |
| Loans | $133.19 million |
| Deposits | $226.90 million |
| Capital | $29.84 million |
Field of Membership Restrictions
Must be an employee of one of the several sponsors. Also open to employees whose employer is a member of the Butler County Chamber of Commerce or a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Usx
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Usx
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Branches
Below are Usx branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Usx Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 81.89 | A | View Lobby Hours | |
| 83.84 | B | View Lobby Hours | |
| 161.02 | C | View Lobby Hours | |
| 162.50 | D | View Lobby Hours | |
| 162.64 | E | View Lobby Hours | |
| 164.33 | F | View Lobby Hours | |
| 173.74 | G | View Lobby Hours | |
| 179.42 | H | View Lobby Hours | |
| 180.44 | I | View Lobby Hours | |
| 183.96 | J | View Lobby Hours |
Climate Policy and Initiatives
USX is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Usx Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Usx. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Usx | U.S. Average |
|---|---|
| 3.63% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Usx had $1,003,522 in non-current loans and $104,195 in owned assets. To cover these potential losses it had $29,840,810 in net worth and $672,069 in loans loss reserves. That gives it a Texas Ratio of 3.63%.
Net Worth
| Usx | U.S. Average |
|---|---|
| 11.73% | 13.93% |
Usx FCU has a net worth of 11.73% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Usx
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