Usc is an NCUA insured institution located in Los Angeles, CA. It was founded in 1973 and has approximately $736.4 millions in assets.
Who can join?
The field of membership shall be limited to those having the following common bond:
• Employees, faculty, staff, alumni and enrolled students of the University of Southern California.
• Members of the USC Alumni Association.
• Any and all persons, who live, regularly work, currently attend school or currently worship in the City of Los Angeles, California, as well as any and all businesses, corporations, and other legal entities in the City of Los Angeles, California. Such City’s geographic boundary is currently represented by its city limits, and the following current zip codes:
90001-90084 90247-90248 91042 91356
90086-90089 90272 91316 91401-91403
90091 90291 91324-91326 91405-91406
90093-90097 90502 91331 91411
90099 90710 91335 91423
90101-90103 90731-90732 91340 91436
90174 90744 91342-91345 91601
90185 91040 91352 91604-91607
• Employees of Woodbury University who work in Burbank, California.
• Employees of Los Angeles Child Guidance Inc. who work in Los Angeles, California.
• Employees of Doheny Eye Institute who work in Los Angeles, California.
• Employees of John Tracy Clinic who work in Los Angeles, California.
• Employees of Kenneth Norris Jr. Cancer Hospital who work in Los Angeles, California.
• Employees of Health Research Association who work in Los Angeles, California.
• Employees of the Mann Institute who work in Los Angeles, California.
• Persons within the immediate family of a member, as defined by this Credit Union’s Board of Directors. “Immediate Family” shall include spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, and any adopted relationship.
• The surviving persons within the immediate family of a deceased member.
• “Household members” of a member, as such terms is defined by the Board of Directors, and which shall include domestic partners. “Household members” means a person living in the same residence and maintaining a single economic unit (participating in the maintenance of the household), which includes a “significant other,” “domestic partner,” roommate, legal guardian, and/or live-in nanny or helper. “Domestic Partner” is a person who can demonstrate such fact by any reasonable evidence, such as for example, a “certificate of domestic partnership,” joint ownership in property or investments, and/or other evidence of maintenance of a single economic unit, including joint debt.
• Persons retired as pensioners or annuitants from any of the groups listed herein;
• Employees of this Credit Union.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68459 |
Date Established | 1973 |
Assets | $736.40 million |
Loans | $515.17 million |
Deposits | $622.14 million |
Capital | $72.89 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.15% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Usc
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Usc
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Usc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
1897.72 | A | View Lobby Hours | |
1910.04 | B | View Lobby Hours | |
1914.54 | C | View Lobby Hours | |
1914.54 | D | View Lobby Hours | |
1914.73 | E | View Lobby Hours |
USC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Usc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Usc | U.S. Average |
---|---|
4.59% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Usc had $3,258,479 in non-current loans and $157,679 in owned assets. To cover these potential losses it had $72,889,964 in net worth and $1,601,198 in loans loss reserves. That gives it a Texas Ratio of 4.59%.
Usc | U.S. Average |
---|---|
9.89% | 13.93% |
Usc FCU has a net worth of 9.89% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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