University Of Va Community Cu Credit Union
Headquarters
3300 Berkmar Dr
Charlottesville, VA 22901
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2024 Overview
General Credit Union Information
University Of Va Community Cu is an NCUA insured institution located in Charlottesville, VA. It was founded in 1954 and has approximately $1477.52 millions in assets.
Who can join?
Individual credit union membership is available to those who live, work, or attend school in the City of Charlottesville or the counties of Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, and Orange. Business membership is open to any company located within their field of membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62504 |
| Date Established | 1954 |
| Assets | $1,477.52 million |
| Loans | $846.00 million |
| Deposits | $1,309.51 million |
| Capital | $146.88 million |
Field of Membership Restrictions
Membership in University of Virginia Community Credit Union is open to those who live or work in Albemarle, Culpeper, Fauquier, Fluvanna, Greene, Louisa, Madison, Nelson, Orange or Rappahannock Counties in Virginia or in the City of Charlottesville, Virginia.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $1 | $99 | Learn More |
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University Of Va Community Cu
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to University Of Va Community Cu
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Branches
Below are University Of Va Community Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
University Of Va Community Cu Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 261.36 | A | View Lobby Hours | |
| 264.17 | B | View Lobby Hours | |
| 271.65 | C | View Lobby Hours | |
| 272.35 | D | View Lobby Hours | |
| 272.46 | E | View Lobby Hours | |
| 272.73 | F | View Lobby Hours | |
| 273.35 | G | View Lobby Hours | |
| 274.41 | H | View Lobby Hours | |
| 274.78 | I | View Lobby Hours | |
| 276.04 | J | View Lobby Hours | |
| 284.90 | K | View Lobby Hours | |
| 288.53 | L | View Lobby Hours | |
| 297.15 | M | View Lobby Hours | |
| 301.57 | N | View Lobby Hours | |
| 519.11 | O | View Lobby Hours | |
| 2087.15 | P | View Lobby Hours | |
| 2093.87 | Q | View Lobby Hours |
Climate Policy and Initiatives
UNIVERSITY OF VA COMMUNITY CU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Of Va Community Cu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University Of Va Community Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University Of Va Community Cu | U.S. Average |
|---|---|
| 5.36% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, University Of Va Community Cu had $8,023,864 in non-current loans and $31,020 in owned assets. To cover these potential losses it had $146,879,081 in net worth and $3,312,252 in loans loss reserves. That gives it a Texas Ratio of 5.36%.
Net Worth
| University Of Va Community Cu | U.S. Average |
|---|---|
| 10.14% | 13.93% |
University Of Va Community Cu FCU has a net worth of 10.14% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University Of Va Community Cu
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