University Of Louisiana Federal Credit Union
Headquarters
Po Box 43635
Lafayette, LA 70504
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2024 Overview
General Credit Union Information
University Of Louisiana is an NCUA insured institution located in Lafayette, LA. It was founded in 1958 and has approximately $58.07 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12570 |
| Date Established | 1958 |
| Assets | $58.07 million |
| Loans | $39.01 million |
| Deposits | $52.99 million |
| Capital | $6.59 million |
Field of Membership Restrictions
Membership in University Of Louisiana Federal Credit Union is open to the following: (1) employees, graduate assistants and students of the University of Louisiana at Lafayette; (2) students and employees of South Louisiana Community College; (3) University of Louisiana at Lafayette Foundation members and Board of Trustees; (4) University of Louisiana at Lafayette Alumni Association members; (5) immediate family of members.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.75% | $1 | $999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University Of Louisiana
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to University Of Louisiana
To upload and update your bank's rates please register.
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Branches
Below are University Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
University Of Louisiana Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 825.99 | A | View Lobby Hours |
Climate Policy and Initiatives
UNIVERSITY OF LOUISIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Of Louisiana Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University Of Louisiana | U.S. Average |
|---|---|
| 4.02% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, University Of Louisiana had $297,330 in non-current loans and $125 in owned assets. To cover these potential losses it had $6,589,762 in net worth and $808,946 in loans loss reserves. That gives it a Texas Ratio of 4.02%.
Net Worth
| University Of Louisiana | U.S. Average |
|---|---|
| 11.35% | 13.93% |
University Of Louisiana FCU has a net worth of 11.35% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University Of Louisiana
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