University Of Kentucky Federal Credit Union
Headquarters
1730 Alysheba Way
Lexington, KY 40509
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2024 Overview
General Credit Union Information
University Of Kentucky is an NCUA insured institution located in Lexington, KY. It was founded in 1937 and has approximately $1540.44 millions in assets.
Who can join?
You are eligible for membership if you, an immediate family member, or a household member is part of a select group or organization. (Family members and household members do not have to be members for you to be eligible)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24165 |
| Date Established | 1937 |
| Assets | $1,540.44 million |
| Loans | $1,295.85 million |
| Deposits | $1,244.01 million |
| Capital | $165.53 million |
Field of Membership Restrictions
Membership in University Of Kentucky Federal Credit Union is open to students and faculty of the University of Kentucky, members of select alumni associations, and other select groups. Membership is also extended to individuals who live, work, worship, or attend school in portions of the greater Lexington area.
Deposit Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $100 | - |
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|
|
Money Market
|
0.15% | $1,000 | $9,999 |
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|
|
Money Market
|
0.25% | $10,000 | $24,999 |
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|
|
Money Market
|
0.35% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $1,000 | - |
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|
| 12 Mo CD
|
0.75% | $1,000 | $99,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | - |
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|
| 18 Mo CD
|
0.85% | $1,000 | $99,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | - |
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|
| 24 Mo CD
|
0.95% | $1,000 | $99,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | - |
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|
| 36 Mo CD
|
1.05% | $1,000 | $99,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | - |
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|
| 48 Mo CD
|
1.15% | $1,000 | $99,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | - |
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|
| 60 Mo CD
|
1.25% | $1,000 | $99,999 |
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|
| 60 Mo CD
|
1.30% | $100,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | - | Learn More |
Loan Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University Of Kentucky
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to University Of Kentucky
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are University Of Kentucky branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
University Of Kentucky Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 153.02 | A | View Lobby Hours | |
| 154.51 | B | View Lobby Hours | |
| 155.45 | C | View Lobby Hours | |
| 157.79 | D | View Lobby Hours | |
| 158.34 | E | View Lobby Hours |
Climate Policy and Initiatives
UNIVERSITY OF KENTUCKY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Of Kentucky Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University Of Kentucky. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University Of Kentucky | U.S. Average |
|---|---|
| 10.29% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, University Of Kentucky had $17,962,244 in non-current loans and $190,050 in owned assets. To cover these potential losses it had $165,529,669 in net worth and $10,906,738 in loans loss reserves. That gives it a Texas Ratio of 10.29%.
Net Worth
| University Of Kentucky | U.S. Average |
|---|---|
| 10.74% | 13.93% |
University Of Kentucky FCU has a net worth of 10.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University Of Kentucky
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