University is an NCUA insured institution located in Miami, FL. It was founded in 1947 and has approximately $249.09 millions in assets.
Who can join?
Membership in the Credit Union is open to those who are employees, adjunct faculty, volunteer faculty, students and alumni of the University of Miami (UM), Florida International University (FIU), St. Thomas University (STU), and employees of any institution of higher learning in Miami-Dade and Monroe Counties, any employees whose employer provides services, such as food services, bookstore management, custodial services, and
computing services have been, or could be, provided by employees of the institutions, where offices are located on, or operated from, any UM or FIU or STU campus and associations of such employees, faculty, students and alumni and employees of the Credit Union and members of their immediate families.
Membership in the Credit Union shall also include the following:
• Employees of Turners and Associates, a CPA firm, whose work location is 19 W. Flagler St., Miami, FL
• Employees of Biscayne Building, Inc, whose work location is 19 W Flagler Street, Miami FL, 33130
• Lawyers who are members of The Florida Bar in good standing, practicing (including those employed by Governmental Department); non-practicing or residing in Miami-Dade, Broward, Palm Beach or Monroe County, Florida
• The employees of such lawyers; Lawyers who are members of The Florida Bar in good standing and employees of the law firms which maintain their principal administrative and/or managing partners’ office in Miami-Dade, Broward, Palm Beach, or Monroe County as long as said Lawyer and employees reside or work in the state of Florida.
• Employees of the Florida Bar, Miami-Dade, Broward, Palm Beach or Monroe County Voluntary Bar Associations, and any other Bar association, so long as said employee is employed in Miami-Dade, Broward, Palm Beach or Monroe county, which primary function is to provide legal services.
• Employees of any group, organization, firm, corporation, or Governmental Agency, in Miami-Dade, Broward, Palm Beach, or Monroe County, whose primary function is to provide legal services.
• Professional Service Corporations organized to practice law, pursuant to the Professional Service Corporation Act of Florida with its principal place of business in Miami-Dade, Broward, Palm Beach or Monroe County and all notes for loans shall be cosigned by at
least one member of the Profession Service Corporation.
• Court reporters with their employees whose principal place of business is in Miami-Dade, Broward, Palm Beach or Monroe County.
• Judicial assistants working in Miami-Dade, Broward, Palm Beach or Monroe County.
• Employees of Legal Publications such as the Miami Review, Broward Review and Palm Beach Review as long as said employee lives or working in Miami-Dade, Broward, Palm Beach or Monroe County.
Also to include those persons who live or work in Miami-Dade County.
The spouses and members of the ‘immediate families’ of members who qualify above. Immediate families are defined to include parents and children of a member, and brothers and sisters and other dependents who live in the household of the member.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 67348 |
Date Established | 1947 |
Assets | $249.09 million |
Loans | $100.26 million |
Deposits | $213.70 million |
Capital | $23.53 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.987% | 6.875% | 0.88 | $3,654 | $2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to University
To upload and update your bank's rates please register.
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Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
982.57 | A | View Lobby Hours | |
990.13 | B | View Lobby Hours | |
991.55 | C | View Lobby Hours | |
994.62 | D | View Lobby Hours | |
995.01 | E | View Lobby Hours | |
998.96 | F | View Lobby Hours | |
1001.89 | G | View Lobby Hours |
UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
University | U.S. Average |
---|---|
1.94% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, University had $452,455 in non-current loans and $21,352 in owned assets. To cover these potential losses it had $23,533,394 in net worth and $862,891 in loans loss reserves. That gives it a Texas Ratio of 1.94%.
University | U.S. Average |
---|---|
9.44% | 13.93% |
University FCU has a net worth of 9.44% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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