University is an NCUA insured institution located in Orono, ME. It was founded in 1967 and has approximately $474.46 millions in assets.
Who can join?
If you belong to one of the following groups, you are eligible to become a member of UCU.
University of Maine System
Alumni, Students and Employees
Penobscot County School Districts
Employees of the Boards of Education in Penobscot County
Town of Orono
Those who live or work in the town of Orono
Maine Maritime Academy
Alumni, Students and Employees
The Landing School
Alumni, Students and Employees
Northeast Technical Institute
Alumni, Students and Employees
Select Employee Groups
Print Mail of Maine
USA Union Street Athletics
General Electric Power Systems of Bangor
Family Membership
This includes spouse, parents, children, siblings, grandparents and grandchildren of eligible groups listed above including step and adoptive relationships. Also includes persons living in the same residence maintaining a single economic unit with a qualifying member.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 63133 |
Date Established | 1967 |
Assets | $474.46 million |
Loans | $382.23 million |
Deposits | $361.70 million |
Capital | $44.20 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.05% | $1 | $499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% | 6.250% | 0.63 | $3,600 | $1,971 | Learn More |
NMLS ID: 66247 |
6.452% | 6.375% | 0.75 | $2,586 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to University
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
719.16 | A | View Lobby Hours | |
721.32 | B | View Lobby Hours | |
754.82 | C | View Lobby Hours | |
822.96 | D | View Lobby Hours | |
823.60 | E | View Lobby Hours | |
832.02 | F | View Lobby Hours | |
833.03 | G | View Lobby Hours |
UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
University | U.S. Average |
---|---|
1.49% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, University had $683,269 in non-current loans and $1,750 in owned assets. To cover these potential losses it had $44,197,260 in net worth and $1,899,273 in loans loss reserves. That gives it a Texas Ratio of 1.49%.
University | U.S. Average |
---|---|
9.32% | 13.93% |
University FCU has a net worth of 9.32% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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