Po Box 9350
Austin, TX 78766
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Reviewed by SK.ATX | January 1, 2022 |
Great Customer Service. Good Interest Rates and a Great Local Bank. - SK
University is an NCUA insured institution located in Austin, TX. It was founded in 1936 and has approximately $4121.3 millions in assets.
Who can join?
If you meet one of the following criteria, you may join.
You are employed by a company in our field of membership
You are the immediate family member of a UFCU member
You are enrolled in a school that is in our field of membership
You belong to an association that is in our field of membership
List for the above: https://www.ufcu.org/about/membership/who.php
If you're unable to qualify for membership based on the above list, you can join the University of Texas Longhorn Foundation
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 1367 |
Date Established | 1936 |
Assets | $4,121.30 million |
Loans | $3,085.88 million |
Deposits | $3,303.56 million |
Capital | $367.14 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Teen & Kidz
|
0.25% | $5 | - |
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|
SAV
|
0.01% | $100 | - |
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|
Money Market
|
0.06% | $0 | $10,000 |
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|
Money Market
|
0.01% | $10,000 | $50,000 |
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|
Money Market
|
0.12% | $50,000 | $100,000 |
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|
Money Market
|
0.31% | $100,000 | $500,000 |
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|
Money Market
|
0.86% | $500,000 | $1,000,000 |
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|
Money Market
|
2.18% | $1,000,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
3 Month
|
4.00% | $1,000 | - |
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|
6 Mo CD
|
4.00% | $1,000 | - |
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|
12 Mo CD
|
4.00% | $1,000 | - |
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|
24 Mo CD
|
4.00% | $1,000 | - |
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|
36 Mo CD
|
3.85% | $1,000 | - |
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|
48 Mo CD
|
4.00% | $1,000 | - |
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|
60 Mo CD
|
3.50% | $1,000 | - |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to University
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
964.92 | A | View Lobby Hours | |
1013.47 | B | View Lobby Hours | |
1014.36 | C | View Lobby Hours | |
1018.16 | D | View Lobby Hours | |
1018.84 | E | View Lobby Hours | |
1020.36 | F | View Lobby Hours | |
1022.55 | G | View Lobby Hours | |
1024.67 | H | View Lobby Hours | |
1026.70 | I | View Lobby Hours | |
1028.37 | J | View Lobby Hours | |
1029.21 | K | View Lobby Hours | |
1034.42 | L | View Lobby Hours | |
1034.51 | M | View Lobby Hours | |
1037.27 | N | View Lobby Hours |
UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
University | U.S. Average |
---|---|
5.56% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, University had $19,996,147 in non-current loans and $1,343,936 in owned assets. To cover these potential losses it had $367,143,024 in net worth and $16,405,479 in loans loss reserves. That gives it a Texas Ratio of 5.56%.
University | U.S. Average |
---|---|
9.16% | 13.93% |
University FCU has a net worth of 9.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University
SK.ATX
January 1, 2022 |
Great Customer Service. Good Interest Rates and a Great Local Bank. - SK
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