United Texas Federal Credit Union

Headquarters

5500 Utsa Blvd
San Antonio, TX 78249
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

United Texas is an NCUA insured institution located in San Antonio, TX. It was founded in 1955 and has approximately $240.18 millions in assets.

Who can join?

The UNITED SA Federal Credit Union's Field of Membership is stated below.

The Field of Membership shall be limited to those having the following common bond:

Persons who live, work, worship, or attend school, and businesses and other legal entities located in Bexar County, Texas;
Members of record of this credit union as of April 14, 2005, the effective date of its conversion to a community charter;
Members of record of the South Texas Healthcare Federal Credit Union (Charter No. 13172) as of December 31, 2006, the effective date of its merger with this credit union;
Spouses of persons who died while within the Field of Membership of this credit union;
Employees of the credit union;
Volunteers for UNITED SA;
Members of the immediate family or household of people within the field of membership; and
Organizations of such persons.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10245
Date Established 1955
Assets $240.18 million
Loans $168.28 million
Deposits $217.77 million
Capital $21.78 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school, and businesses and legal entities in Bexar and Kendall Counties, and a select part of Comal County, Texas.

Deposit Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for United Texas

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for United Texas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

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Payment
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Pure Rate Mortgage
NMLS ID: 2578474
6.482% 6.375% 0.75 $3,610 $1,997 Learn More
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NMLS ID: 491986
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CrossCountry Mortgage
NMLS ID: 3029
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Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to United Texas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are United Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

UNITED TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

United Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Texas U.S. Average
3.59% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, United Texas had $555,558 in non-current loans and $254,054 in owned assets. To cover these potential losses it had $21,783,087 in net worth and $764,523 in loans loss reserves. That gives it a Texas Ratio of 3.59%.

Net Worth
United Texas U.S. Average
9.06% 13.93%

United Texas FCU has a net worth of 9.06% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for United Texas

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