Law Enforcement & Technology Federal Credit Union
Our records indicate that this credit union has been acquired by JUSTICE.
Headquarters
P.o. Box 352077
Miami, FL 33135
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2024 Overview
General Credit Union Information
Law Enforcement & Technology is an NCUA insured institution located in Miami, FL. It was founded in 1936 and has approximately $52.74 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 971 |
| Date Established | 1936 |
| Assets | $52.74 million |
| Loans | $25.79 million |
| Deposits | $43.24 million |
| Capital | $8.11 million |
Field of Membership Restrictions
Membership is open to law enforcement employees in Miami-Dade County and their immediate family.
Deposit Rates - November 2, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
Loan Rates - November 2, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Law Enforcement & Technology
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.987% | 6.875% | 0.88 | $3,654 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Law Enforcement & Technology
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Branches
Below are Law Enforcement & Technology branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Law Enforcement & Technology Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 991.24 | A | View Lobby Hours | |
| 991.46 | B | View Lobby Hours |
Climate Policy and Initiatives
LAW ENFORCEMENT & TECHNOLOGY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Law Enforcement & Technology Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Law Enforcement & Technology. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Law Enforcement & Technology | U.S. Average |
|---|---|
| 0.11% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Law Enforcement & Technology had $8,966 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,111,527 in net worth and $56,912 in loans loss reserves. That gives it a Texas Ratio of 0.11%.
Net Worth
| Law Enforcement & Technology | U.S. Average |
|---|---|
| 15.38% | 13.93% |
Law Enforcement & Technology FCU has a net worth of 15.38% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Law Enforcement & Technology
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