Union Square Federal Credit Union
Headquarters
1401 Holliday
Wichita Falls, TX 76301
See all branch locations →
2024 Overview
General Credit Union Information
Union Square is an NCUA insured institution located in Wichita Falls, TX. It was founded in 1957 and has approximately $332.13 millions in assets.
Who can join?
Union Square Federal Credit Union's field of membership is open to those who have the following common bond:
Persons who live or work in Wichita County, Texas
Spouses of persons who died while within the field of membership of this credit union
Members of the immediate family of a person meeting the above requirements
An organization of a person meeting the above requirements
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11633 |
| Date Established | 1957 |
| Assets | $332.13 million |
| Loans | $214.11 million |
| Deposits | $295.47 million |
| Capital | $38.34 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Archer, Clay, Baylor, Wilbarger, or Wichita Counties in Texas and Tillman or Cotton Counties in Oklahoma.
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Kasasa Cash | 4.50% | $0 | $0.00 | Learn More |
Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Union Square
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Union Square
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Union Square branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Union Square Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
UNION SQUARE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Union Square Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Union Square. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Union Square | U.S. Average |
|---|---|
| 4.74% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Union Square had $1,340,211 in non-current loans and $499,844 in owned assets. To cover these potential losses it had $38,342,773 in net worth and $460,489 in loans loss reserves. That gives it a Texas Ratio of 4.74%.
Net Worth
| Union Square | U.S. Average |
|---|---|
| 11.54% | 13.93% |
Union Square FCU has a net worth of 11.54% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Union Square
There are currently no comments for UNION SQUARE. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account