2024 Overview
General Credit Union Information
Uncle is an NCUA insured institution located in Livermore, CA. It was founded in 1957 and has approximately $729.1 millions in assets.
Who can join?
Membership is open to any and all persons who live, regularly work, currently attend school, or regularly worship in the California counties of Alameda, Contra Costa, Stanislaus and San Joaquin.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64482 |
| Date Established | 1957 |
| Assets | $729.10 million |
| Loans | $600.27 million |
| Deposits | $670.82 million |
| Capital | $57.02 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Alameda, Stanislaus, San Joaquin, and Contra Costa counties in California. Membership is also open to members of the Livermore Chamber of Commerce, Dublin Chamber of Commerce, Pleasanton Chamber of Commerce, San Ramon Chamber of Commerce, Tracy Chamber of Commerce or Danville Area Chamber of Commerce.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.04% | $2,500 | $4,999 |
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|
|
Money Market
|
0.07% | $2,500 | $2,999 |
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|
|
Money Market
|
0.08% | $10,000 | $14,999 |
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|
|
Money Market
|
0.09% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.33% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.33% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.47% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.47% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.48% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.48% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.49% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.49% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.04% | $1 | $499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Uncle
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Uncle
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Uncle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Uncle Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 271.43 | A | View Lobby Hours | |
| 2032.12 | B | View Lobby Hours | |
| 2043.68 | C | View Lobby Hours | |
| 2057.51 | D | View Lobby Hours | |
| 2061.11 | E | View Lobby Hours | |
| 2066.49 | F | View Lobby Hours | |
| 2080.74 | G | View Lobby Hours |
Climate Policy and Initiatives
UNCLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Uncle Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Uncle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Uncle | U.S. Average |
|---|---|
| 14.70% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Uncle had $8,504,881 in non-current loans and $321,752 in owned assets. To cover these potential losses it had $57,018,920 in net worth and $3,039,222 in loans loss reserves. That gives it a Texas Ratio of 14.70%.
Net Worth
| Uncle | U.S. Average |
|---|---|
| 7.81% | 13.93% |
Uncle FCU has a net worth of 7.81% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Uncle
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