Po Box 1060
Hadley, MA 01035
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Umassfive College is an NCUA insured institution located in Hadley, MA. It was founded in 1967 and has approximately $700.49 millions in assets.
Who can join?
UMassFive offers its products and services to the employees of a select group of organizations. Membership is extended to employees and students of the University of Massachusetts system, Amherst College, Hampshire College, Mount Holyoke College, and Smith College, as well as persons who belong to certain other occupational or associational groups with common values. Family/household members of eligible UMassFive members, and retired employees are also eligible. If you aren’t eligible through one of our sponsor groups, you can become a member of CISA, River Valley Market, the Leverett Village Co-op, the Old Cremaery Co-op, or the Franklin Community Co-op, or you can become a sustaining member of the UMass Alumni Association. Once you establish a membership there, you are automatically eligible for a UMassFive membership!
The definition of an Immediate Family Member is limited to spouse, child, sibling, parent, grandparent or grandchild. Step-children, step-parents, and step-siblings are also included in this definition. Household Member is defined as persons living in the same residence who maintain a single economic unit. Included in this definition is any person who is a permanent member of and participates in the maintenance of the household. It also includes two people sharing an apartment, domestic partners, or anyone who lives in the household and has demonstrated a degree of permanency. Legal guardian relationships are considered part of the household definition. However, a fraternity, sorority, or condominium complex would not be considered a single economic unit.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 18181 |
Date Established | 1967 |
Assets | $700.49 million |
Loans | $544.72 million |
Deposits | $591.28 million |
Capital | $62.41 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.03% | $2,500 | $4,999 |
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|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.03% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Umassfive College
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Umassfive College
To upload and update your bank's rates please register.
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Below are Umassfive College branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
571.14 | A | View Lobby Hours | |
573.25 | B | View Lobby Hours | |
578.48 | C | View Lobby Hours | |
579.74 | D | View Lobby Hours | |
616.79 | E | View Lobby Hours |
UMASSFIVE COLLEGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Umassfive College. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Umassfive College | U.S. Average |
---|---|
6.85% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Umassfive College had $4,396,460 in non-current loans and $113,782 in owned assets. To cover these potential losses it had $62,408,486 in net worth and $3,463,330 in loans loss reserves. That gives it a Texas Ratio of 6.85%.
Umassfive College | U.S. Average |
---|---|
8.96% | 13.93% |
Umassfive College FCU has a net worth of 8.96% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Umassfive College
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