Truity Federal Credit Union
Headquarters
P.o. Box 1358
Bartlesville, OK 74005
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2024 Overview
General Credit Union Information
Truity is an NCUA insured institution located in Bartlesville, OK. It was founded in 1939 and has approximately $1131.18 millions in assets.
Who can join?
You can join in one of three ways:
Family: If a family member is a part of the Credit Union, you can be too.
Work: Employment with a Community Partner allows you to join.
Live: People who live in Bartlesville, OK and supporters of OAK Education Foundation can become members.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3130 |
| Date Established | 1939 |
| Assets | $1,131.18 million |
| Loans | $942.69 million |
| Deposits | $975.80 million |
| Capital | $121.58 million |
Field of Membership Restrictions
Membership in Truity Credit Union is open to supporters of the Truity Education Foundation ($25 membership fee) who live in the Bartlesville, OK, Lawrence, KS or Springdale, AR regions. Membership is also open to employees of Baker University, City of Dewey, Oklahoma Natural Gas and over 200 area Select Employer Groups.
Deposit Rates - October 31, 2024
Your Current Location: Arkansas, AR 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.15% | $10,000 | $14,999 |
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|
Premium Money Market Account
|
0.15% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - October 31, 2024
Your Current Location: Arkansas, AR 10007
There are currently no loan rates available for Truity
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Arkansas 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.976% | 6.875% | 0.75 | $3,295 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 399801 |
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Featured - Arkansas Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Truity
To upload and update your bank's rates please register.
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Branches
Below are Truity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Wynne,Arkansas
Truity Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 186.97 | A | View Lobby Hours | |
| 289.12 | B | View Lobby Hours | |
| 292.23 | C | View Lobby Hours | |
| 347.07 | D | View Lobby Hours | |
| 349.90 | E | View Lobby Hours | |
| 454.79 | F | View Lobby Hours |
Climate Policy and Initiatives
TRUITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Truity Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Truity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Truity | U.S. Average |
|---|---|
| 15.84% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Truity had $19,781,169 in non-current loans and $570,237 in owned assets. To cover these potential losses it had $121,582,892 in net worth and $6,861,974 in loans loss reserves. That gives it a Texas Ratio of 15.84%.
Net Worth
| Truity | U.S. Average |
|---|---|
| 10.72% | 13.93% |
Truity FCU has a net worth of 10.72% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Truity
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