Tru Fi Credit Union

Headquarters

602 S 6th St
Macclenny, FL 32063
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.70% 4.80% →
2-Year CD 0.90% 4.25% →
5-Year CD 1.30% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Tru Fi is an NCUA insured institution located in Macclenny, FL. It was founded in 1967 and has approximately $125.29 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68691
Date Established 1967
Assets $125.29 million
Loans $75.25 million
Deposits $112.02 million
Capital $13.95 million
 

Field of Membership Restrictions

Country Financial Credit Union serves Baker and Nassau Counties and the Westside of Duval County, including: Residents of, and persons who work in, Baker County, Florida Persons who live or work in Nassau County, Florida Person who live or work in zip codes 32220, 32221, and 32234 of Duval County, Florida

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 $499 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $1 $999 Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Tru Fi

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.482% 6.375% 0.63 $3,600 $1,997 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.953% 6.875% 0.63 $2,534 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Tru Fi
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Tru Fi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Tru Fi Locations around zip code 43085


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

TRU FI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Tru Fi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tru Fi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tru Fi U.S. Average
13.44% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Tru Fi had $1,899,415 in non-current loans and $21,431 in owned assets. To cover these potential losses it had $13,945,461 in net worth and $350,092 in loans loss reserves. That gives it a Texas Ratio of 13.44%.

Net Worth
Tru Fi U.S. Average
11.11% 13.93%

Tru Fi FCU has a net worth of 11.11% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Tru Fi

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