Transportation Federal Credit Union

Headquarters

P.o.box 25947
Alexandria, VA 22313
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	N.A.	5.50% →
1-Year CD	N.A.	4.65% →
2-Year CD	N.A.	4.25% →
5-Year CD	N.A.	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Reviewed by 9238210 Lost | January 19, 2023 |

They have a lot of potential to be great. But, they need to learn their systems and how to best serve their Members.
Don't do it. Just don't. You've been warned.

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Transportation is an NCUA insured institution located in Alexandria, VA. It was founded in 1939 and has approximately $293.72 millions in assets.

Who can join?

TFCU membership is open to active and retired employees, military personnel, contractors, and other related occupational groups affiliated with the U.S. Department of Transportation and the Federal Aviation Administration (Washington, D.C.). Lifetime TFCU membership is also available to these government agencies, businesses, and association employees.

Nationwide
• Department of Homeland Security
• Transportation Security Administration (TSA)

In Washington, D.C. and surrounding areas:
• Advanced Resource Technologies, Inc.
• American Association of State Highway and Transportation Officials
• American Association of Colleges for Teacher Education
• American Cancer Society Cancer Action Network (ACS CAN)
• American Consumer Council
• American Immigration Lawyers Association
• American Institute for Transportation and Business Development
• American Public Transportation Association
• American Road and Transportation Builders Association
• Association of Women's Health, Obstetric and Neonatal Nurses
• Beacon Associates, Inc.
• Bruckner and Morin, LLC
• Bureau of Transportation Statistics
• CareFirst BlueCross BlueShield of the National Capital Area
• CareFirst Blue Cross Blue Shield (Owings Mills, MD, and the surrounding Baltimore, MD area)
• ConceptSolutions, LLC Continental Assets Management Co.
• Community Transportation Association of America (CTAA)
• CSSI, Inc.
• Department of Transportation, active and retired employees plus contractors
• Dworbell, Inc.
• Federal Aviation Administration, active and retired employees plus contractors
• Federal Highway Administration
• Federal Motor Carrier Safety Administration
• Federal Railroad Administration
• Federal Transit Administration
• Food Marketing Institute
• Hilton Washington and Towers
• Intelligent Transportation Society of America (ITSA)
• JBG Federal Center, LLC
• Kendrick and Company
• L'Enfant Plaza Hotel
• Mandarin Oriental Washington, DC
• Maritime Administration
• Metropolitan Washington Airports Authority
• National Highway Traffic Safety Administration
• National Fisheries Institute, Inc.
• Office of the Secretary
. . Management Inc
• Pipeline and Hazardous Materials Safety Administration
• Planning, Arrangements, Logistics, Specialist (P.A.L.S., LLC)
• Public Education Network
• Raven Services Corporation
• Research and Innovative Technology Administration
• Riverpark Mutual Homes
• Saint Lawrence Seaway Development Corporation
• Sasha Bruce Youthwork, Inc
• Southern Volkswagen in Waldorf, Maryland
• Surface Transportation Board
• Tetra Tech
• TFCU Employees
• TWD and Associates, Inc
• United Buying Service
• United States Railway Association
• Vanguard
• Washington Animal Rescue League
• World Access

In Boston and Cambridge, Massachusetts and surrounding areas:
• Arthur J. Gallagher & Co.
• First Coast Guard District including Massachusetts, Rhode Island, Maine, New Hampshire, and Vermont
• Cambridge DOT Contractors
• Hong Kong Restaurant
• Peter Fuller Enterprises
• Stride Rite
• The Wrap
• Volpe National Transportation Systems Center employees, retirees, and contractors

Family Membership
Immediate family members and members of your household are eligible to join, if you belong to an employer listed above. Immediate family members include:
• Spouse
• Children
• Siblings
• Parents
• Grandparents
• Grandchildren
• Stepparents
• Stepchildren
• Stepsiblings
• Adoptive relationships
• Qualified household members include:
• Domestic partners
• Roommates
• Family members
• Legal guardians


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 3140
Date Established	1939
Assets	$293.72 million
Loans	$196.54 million
Deposits	$261.23 million
Capital	$31.97 million

Field of Membership Restrictions

Membership in Transportation Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to active or retired employees of the Department of Homeland Security, the Transportation Security Administration and over 100 Select Employer Groups located in Washington D.C. and the surrounding area.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Transportation

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Transportation

Note to Transportation
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Transportation

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250%	0.75	$2,400	$2,183	Learn More
NMLS ID: Not a Lender						Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

Note to Transportation
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Transportation branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Transportation Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Main Office	324.89	A	View Lobby Hours
Kendall Square Branch	652.87	B	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

TRANSPORTATION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account

Financial Details

Transportation Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Transportation. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Transportation	U.S. Average
1.62%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Transportation had $555,114 in non-current loans and $0 in owned assets. To cover these potential losses it had $31,974,589 in net worth and $2,216,493 in loans loss reserves. That gives it a Texas Ratio of 1.62%.

Net Worth

Transportation	U.S. Average
10.89%	13.93%

Transportation FCU has a net worth of 10.89% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Transportation

9238210 Lost

January 19, 2023 |

They have a lot of potential to be great. But, they need to learn their systems and how to best serve their Members.
Don't do it. Just don't. You've been warned.

Is this review helpful? Yes:0 / No: 0

Add Your Review

or use your BestCashCow account